7181 Howards Crossing Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 7181 Howards Crossing Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,470 sqft · built 2007
Lot Size	4.71 acres (205,168 sqft)
Owner	Company Name on Record
Last Sale	$44,000 (Nov 2017)
Tax Bill	$3,853 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084-040-028-000`

Property Details

APN / Parcel Number

Primary APN	`084-040-028-000`
Alternative APNs	`08404028100` `0840402810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	205,168 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,470 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	7181 HOWARDS CROSSING RD
City	PLACERVILLE
State	CA
Zip	95667-7211
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	SEC 18 11 11
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2020
Census Tract	30603

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7181 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7211
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 16, 2021	Intrafamily Transfer, Transfer
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	May 27, 2004 · Amount on Record
Deed Document Number	201752136
Last Transfer Date	Feb 16, 2021
Transfer Doc	0000010945
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7181 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7211
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	INTER COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003672
Date	Jan 31, 2018
Instrument	2018-0003672

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 16, 2021
Property Address	7181 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7211
Document Number	0000010946
Instrument Date	Feb 16, 2021
Instrument	2021-0010946
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7181 HOWARDS CROSSING RD, KELSEY, CA 95667-7211

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7181 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7211
Document Number	0000052395
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7181 HOWARDS CROSSING RD PLACERVILLE CA 956677211, PLACERVILLE, CA 95667-7211

Mortgage

Document Number	0000052395
Date	Nov 17, 2017
Instrument	52395

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$347,830 (+2%) Land $46,390 Building $301,440
2025	$3,853.00 (+8.69%) Homeowner's exemption	$341,011 (+4.04%) Land $45,481 Building $295,530
2023	$3,545.00 (+1.58%) Homeowner's exemption	$327,771 Land $43,716 Building $284,055
2022	$3,490.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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