7020 Howards Crossing Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 7020 Howards Crossing Rd, Placerville, CA 95667

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 2005
Lot Size	1.86 acres (81,457 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Sep 2022)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084-040-039-000`

Property Details

APN / Parcel Number

Primary APN	`084-040-039-000`
Alternative APNs	`08404039100` `0840403910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Construction Type	Manufactured
Lot Area	81,457 sqft
Terrain	Combination
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,456 sqft

Utilities, Heating & Cooling

Heating System	Central
Water Source	Well

Location & Zoning

Street Address	7020 HOWARDS CROSSING RD
City	PLACERVILLE
State	CA
Zip	95667-7205
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	U
Legal Description	PM 12/121/C
Legal Subdivision	PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2020
Census Tract	30603

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 41, GARDEN VALLEY, CA 95633-0041
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Grant Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 19, 2019	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 5, 2021	Grant Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Prior Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	202238741
Prior Transfer Date	Aug 3, 2016
Prior Transfer Doc	0000036705
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 29, 2022
Property Address	7020 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7205
Document Number	0000038741
Map Reference	MB 12 PG 121
Instrument Date	Sep 19, 2022
Instrument	2022-0038741
Transaction Type	Transfer
Record Updated	Oct 7, 2022
Title Company	HOMELIGHT TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 41, GARDEN VALLEY, CA 95633-0041

Mortgage

Document Number	0000038742
Date	Sep 29, 2022
Instrument	2022-0038742

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7020 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7205
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012860
Date	Apr 6, 2018
Instrument	2018-0012860

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7020 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7205
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005105
Date	Feb 19, 2019
Instrument	2019-0005105

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7020 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7205
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7205

Mortgage

Document Number	0000003934
Date	Jan 24, 2022
Instrument	2022-0003934

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 5, 2021
Property Address	7020 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7205
Document Number	0000023423
Map Reference	MB 12 PG 121
Instrument Date	Mar 31, 2021
Instrument	2021-0023423
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7020 HOWARDS CROSSING RD, PLACERVILLE, CA 95667-7205

Mortgage

Document Number	0000023424
Date	Apr 5, 2021
Instrument	2021-0023424

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$392,646 (+2%) Land $100,814 Building $291,832
2025	$4,409.00 (+8.68%)	$384,948 (+4.04%) Land $98,838 Building $286,110
2023	$4,057.00 (+21.14%)	$370,000 Land $95,000 Building $275,000
2022	$3,349.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.5% of the US · above 90% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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