7170 Trace Dr, Sunderland, MD 20689 Property Records

Calvert County property record for 7170 Trace Dr, Sunderland, MD 20689

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,784 sqft · built 2014
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on File
Last Sale$622,526 (Oct 2014)
Tax Bill$7,132 (2023)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-252689

Property Details

APN / Parcel Number

Primary APN03-252689
Alternative APN
  • 252689

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,784 sqft Total Area
Basement Area1,540 sqft
Finished Basement1,540 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area72,310 sqft (1.66 acres)
Garage TypeMixed
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area150 sqft
Deck Area323 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number252689
Street Address7170 TRACE DR
CitySUNDERLAND
StateMD
Zip20689-3057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 15 PLAT 4 EAGLE'S TRACE
Legal SubdivisionEAGLES TRACE 4
Legal Lot Number15
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1020
Census Tract860300

Owner

7170 Trace Dr is owned and occupied by two individuals who bought it in October 2014.

Source: Calvert County records, as of September 18, 2023

Owner of Record2 Individual Names on File
Mailing Address7170 TRACE DR, SUNDERLAND, MD 20689-3057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 3, 2014 · Amount on File
Deed SaleOct 3, 2014 · Amount on File
Deed Document Number150583
Deed Book / Page4450 / 49
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address7170 TRACE DR, SUNDERLAND, MD 20689-3057
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyNAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7170 TRACE DR, SUNDERLAND, MD 20689-3057

Mortgage

Document Number0057120291
DateSep 29, 2020
Book Page5712/291
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,132.00$686,433$735,900 Land $174,600 Building $561,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7170 Trace Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1999–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7170 Trace Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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