Calvert County property record for 7149 Trace Dr, Sunderland, MD 20689
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,864 sqft · built 2014 |
| Lot Size | 2.06 acres (90,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $534,000 (Jun 2019) |
| Tax Bill | $5,391 (2023) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jul 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-252691 |
| Primary APN | 03-252691 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,864 sqft Total Area |
| Basement Area | 1,574 sqft |
| Finished Basement | 1,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 90,169 sqft (2.06 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Deck Area | 196 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 252691 |
|---|---|
| Street Address | 7149 TRACE DR |
| City | SUNDERLAND |
| State | MD |
| Zip | 20689-3058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 17 PLAT 4 EAGLE'S TRACE |
| Legal Subdivision | EAGLES TRACE 4 |
| Legal Lot Number | 17 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 860300 |
7149 Trace Dr is owned and occupied by an individual who bought it in June 2019.
Source: Calvert County records, as of September 18, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7149 TRACE DR, SUNDERLAND, MD 20689-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 5, 2017 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC |
| Jun 18, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on File |
| Deed Sale | Jun 18, 2019 · Amount on File |
| Prior Sale | Jan 7, 2015 · Amount on File |
| Deed Document Number | 0005376203 |
| Deed Book / Page | 5376 / 203 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7149 TRACE DR, SUNDERLAND, MD 20689-3058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Title Company | UNKNOWN, TOWNSGATE CLOSING SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0068440001 |
|---|---|
| Date | Jan 20, 2026 |
| Book Page | 6844/1 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7149 TRACE DR, SUNDERLAND, MD 20689-3058 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0050240346 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 5024/346 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7149 TRACE DR, SUNDERLAND, MD 20689-3058 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0059570208 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 5957/208 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 18, 2019 |
| Property Address | 7149 TRACE DR, SUNDERLAND, MD 20689-3058 |
| Document Number | 0053760203 |
| Book / Page | 5376 / 203 |
| Map Reference | MB KPS 4 PL 449 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | TITLE FORWARD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7149 TRACE DR, 7149, SUNDERLAND, MD 20689-3058 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7149 TRACE DR, SUNDERLAND, MD 20689-3058 |
| Document Number | 0005376209 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 5376/209 |
| Name | REDFIN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,391.00 | $518,900 | $559,300 Land $177,400 Building $381,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7149 Trace Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7149 Trace Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 74% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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