Calvert County property record for 7069 Trace Dr, Sunderland, MD 20689
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,408 sqft · built 2015 |
| Lot Size | 1.96 acres (85,378 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $499,999 (Aug 2018) |
| Tax Bill | $5,552 (2023) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-252695 |
| Primary APN | 03-252695 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,408 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 85,378 sqft (1.96 acres) |
| Garage Type | Mixed |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Deck Area | 280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 252695 |
|---|---|
| Street Address | 7069 TRACE DR |
| City | SUNDERLAND |
| State | MD |
| Zip | 20689-3056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 21 PLAT 4 EAGLE'S TRACE |
| Legal Subdivision | EAGLES TRACE 4 |
| Legal Lot Number | 21 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 860300 |
Source: Calvert County records, as of September 18, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7069 TRACE DR, SUNDERLAND, MD 20689-3056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 28, 2018 | Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on Record |
| Deed Sale | Aug 28, 2018 · Amount on Record |
| Prior Sale | Oct 23, 2015 · Amount on Record |
| Deed Document Number | 0005243181 |
| Deed Book / Page | 5243 / 181 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7069 TRACE DR, SUNDERLAND, MD 20689-3056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7069 TRACE DR, SUNDERLAND, MD 20689-3056 |
| Document Number | 0064620396 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 6462/396 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 13, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 7069 TRACE DR, SUNDERLAND, MD 20689-3056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7069 TRACE DR, SUNDERLAND, MD 20689-3056 |
| Document Number | 0056830176 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 5683/176 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Aug 28, 2018 |
| Property Address | 7069 TRACE DR, SUNDERLAND, MD 20689-3056 |
| Document Number | 0052430181 |
| Book / Page | 5243 / 181 |
| Map Reference | LB 4657 FO355 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | ATG TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7069 TRACE DR, SUNDERLAND, MD 20689-3056 |
| Document Number | 0005243187 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 5243/187 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,552.00 | $534,367 | $574,300 Land $176,700 Building $397,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1999–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2020 · Tropical Storm Isaias |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 73% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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