7130 Trace Dr, Sunderland, MD 20689 Property Records

Calvert County property record for 7130 Trace Dr, Sunderland, MD 20689

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,434 sqft · built 2015
Lot Size0.937 acres (40,854 sqft)
OwnerIndividual Name on Record
Last Sale$625,423 (Jun 2015)
Tax Bill$6,777 (2023)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-252687

Property Details

APN / Parcel Number

Primary APN03-252687
Alternative APN
  • 252687

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,434 sqft Total Area
Basement Area1,412 sqft
Finished Basement1,412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area40,854 sqft (0.937 acres)
Garage TypeMixed
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area418 sqft
Deck Area195 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number252687
Street Address7130 TRACE DR
CitySUNDERLAND
StateMD
Zip20689-3057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 13 PLAT 4 EAGLE'S TRACE
Legal SubdivisionEAGLES TRACE 4
Legal Lot Number13
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1020
Census Tract860300

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7130 TRACE DR, SUNDERLAND, MD 20689-3057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2015 · Amount on Record
Deed SaleJun 12, 2015 · Amount on Record
Deed Document Number152686
Deed Book / Page4582 / 290
Record UpdatedJun 7, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address7130 TRACE DR, SUNDERLAND, MD 20689-3057
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyLAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7130 TRACE DR, SUNDERLAND, MD 20689-3057

Mortgage

Document Number0057740188
DateNov 24, 2020
Book Page5774/188
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,777.00$652,300$689,300 Land $167,800 Building $521,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1999–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2020 · Tropical Storm Isaias

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Trace Dr

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