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7170 Bridle Path, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7170 Bridle Path, Saint Cloud, FL 34771 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage2,440 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$86,001 (2017)
Tax Bill$4,025.00 (2024)

Property Details

APN / Parcel Number

Primary APN18-26-32-2597-0001-0785
Alternative APNs
  • 263218259700010785
  • 103007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,440 sqft Living Area
Gross Area3,664 sqft Gross Area
1st Floor2,440 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area288 sqft Pool
Deck Area570 sqft Deck
Porch Area652 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address7170 BRIDLE PATH
CitySAINT CLOUD
StateFL
Zip34771-9599
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT 1 PB 2 PG 278-280 COM AT MOST SLY COR LOT 78, N 46 DEG E 292.5 FT TO POB; N 44 DEG W 312.58 FT TO POC, CURVE RIGHT, RAD 1527.81 FT, CENT ANG 06 DEG, ALONG CURVE 177.11 FT, N 57DEG E 182.8 FT, S 27 DEG E 264.5 FT S 46 DEG W 281.24
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 1
Legal Tract2597
Legal Block785
Legal Lot Number78
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1000
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2597-0001-0785

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
SAXTON MORTGAGE
Nov 28, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Apr 16, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Oct 14, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Nov 02, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 22, 2017Quit Claim Deed, Transfer · Veterans Administration Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2017 · Amount on Record
Deed SaleDec 22, 2017 · Amount on Record
Prior SaleApr 01, 2015 · Amount on Record
Deed Doc Number2017182304
Deed Book / Page5258 / 1806
Last Transfer DateOct 27, 2020
Transfer Doc0058250022
Record RefreshedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateApr 06, 2026
Property Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599
Document Number0000045352
Book / Page6950 / 1310
Instrument DateMar 26, 2026
Instrument202645352
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship298
Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599

Mortgage

Document Number0000045352,
DateApr 06, 2026
Book Page6950/1310
Instrument202645352
Lender
NameSAXTON MORTGAGE
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.75%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599

Mortgage

Document Number0065101849
DateNov 28, 2023
Book Page6510/1849
Instrument2023155253
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599

Mortgage

Document Number0059372644
DateApr 16, 2021
Book Page5937/2644
Instrument2021058454
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term326 Months
DueJun 01, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058120394
DateOct 14, 2020
Book Page5812/394
Instrument2020138337
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term331 Months
DueMay 01, 2048

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateNov 02, 2020
Property Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599
Document Number0058250022
Book / Page005825 / 000022
Instrument DateOct 27, 2020
Instrument149032
Transaction TypeTransfer
Record UpdatedNov 19, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address7170 BRIDLE PATH ST CLOUD FL 347719599, ST CLOUD, FL 34771-9599

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 22, 2017
Property Address7170 BRIDLE PATH, SAINT CLOUD, FL 34771-9599
Document Number0052581806
Book / Page005258 / 001806
Instrument DateDec 09, 2017
Instrument182304
Transaction TypeTransfer
Record UpdatedFeb 05, 2018
Title CompanyCLOSING USA LLC

Transaction

AmountAmount Recorded
Tax$602.01
Amount AccuracyConfirmed
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address7170 BRIDLE PATH ST CLOUD FL 347719599, ST CLOUD, FL 34771-9599

Mortgage

Document Number52581810
DateDec 22, 2017
Book Page005258/001810
Instrument182305
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 21, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,227.00 (+5.02%) Homeowner's exemption$294,517 (+5.99%)$571,600 (+25.99%) Land $121,000 Building $450,600
2024$4,025.00 (+2.13%)
2023$3,941.00 (+4.09%) Homeowner's exemption$277,881 (+3%)$453,700 (+14.77%) Land $91,800 Building $361,900
2022$3,786.00 Homeowner's exemption$269,788$395,300 Land $86,400 Building $308,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 151 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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