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7195 Bridle Path, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7195 Bridle Path, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1989
Square Footage2,868 sqft Living Area
Lot Size92,782 sqft (2.13 acres)
OccupancyOwner Occupied
Last Sale$145,000 (1997)
Tax Bill$2,988.00 (2024)

Property Details

APN / Parcel Number

Primary APN18-26-32-2597-0001-0120
Alternative APNs
  • 263218259700010120
  • 102928

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,868 sqft Living Area
Gross Area3,759 sqft Gross Area
1st Floor1,456 sqft 1st Floor
Upper Floors1,412 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialAluminum Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area92,782 sqft (2.13 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area672 sqft Garage
Porch Area219 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address7195 BRIDLE PATH
CitySAINT CLOUD
StateFL
Zip34771-9528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT 1 PB 2 PG 278-280 LOT 12
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 1
Legal Tract2597
Legal Block120
Legal Lot Number12
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1014
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2597-0001-0120

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address7195 BRIDLE PATH, SAINT CLOUD, FL 34771-9528
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU
Deed of Trust, Mortgage
Nov 18, 2019Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 1997 · Amount on Record
Deed SaleNov 25, 1997 · Amount on Record
Deed Book / Page1452 / 2012
Last Transfer DateMay 25, 2021
Transfer Doc0059700972
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7195 BRIDLE PATH, SAINT CLOUD, FL 34771-9528
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 BRIDLE PARTH, SAINT CLOUD, FL 34771

Mortgage

Document Number0060181145
DateAug 09, 2021
Book Page6018/1145
Instrument2021122505
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 01, 2036

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7195 BRIDLE PATH, SAINT CLOUD, FL 34771-9528
Transaction TypeMortgage
Record UpdatedJun 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7195 BRIDLE PATH, SAINT CLOUD, FL 34771-9528

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7195 BRIDLE PATH, SAINT CLOUD, FL 34771-9528
Document Number0056321812
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7195 BRIDLE PATH ST CLOUD FL 347719528, ST CLOUD, FL 34771-9528

Mortgage

Document Number0056321812
DateDec 02, 2019
Book Page005632/001812
Instrument155550
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 01, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,155.00 (+5.59%) Homeowner's exemption$217,182 (-47.92%)$529,300 (+26.93%) Land $121,000 Building $408,300
2024$2,988.00 (+2.26%)
2023$2,922.00 (+4.54%)$417,000 (+109.6%) Land $91,800 Building $325,200$417,000 (+14.94%) Land $91,800 Building $325,200
2022$2,795.00 Homeowner's exemption$198,947$362,800 Land $86,400 Building $276,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire LikelihoodAbout 1 in 152 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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