Osceola County property record for 7060 Bridle Path, Saint Cloud, FL 34771 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 2,007 sqft Living Area |
| Lot Size | 52,054 sqft (1.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $610,000 (2026) |
| Tax Bill | $4,506.00 (2024) |
| Primary APN | 18-26-32-2599-0001-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,007 sqft Living Area |
| Gross Area | 2,700 sqft Gross Area |
| 1st Floor | 2,007 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 52,054 sqft (1.19 acres) |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 360 sqft Pool |
| Deck Area | 590 sqft Deck |
| Porch Area | 231 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 7060 BRIDLE PATH |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9535 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 12 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UNIT 3 |
| Legal Tract | 2599 |
| Legal Block | 120 |
| Legal Lot Number | 12 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 43801 |
Source: Osceola County records · APN 18-26-32-2599-0001-0120
Assessment roll updated November 26, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Woman as her Sole and Separate Property |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Dec 04, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| May 04, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE |
| Oct 14, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage ACADEMY MORTGAGE CORP |
| Dec 16, 2019 | Loan Modification, Mortgage FIRST FED'L SVGS BK |
| Jun 24, 2019 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage FIRST FEDERAL BANK |
| Jan 17, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 2026 · Amount on Record |
| Deed Sale | May 04, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2019 · Amount on Record |
| Deed Doc Number | 202658193 |
| Deed Book / Page | 6965 / 927 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Document Number | 0060722752 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 6072/2752 |
| Instrument | 2021166287 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Document Number | 0068882896 |
|---|---|
| Date | Dec 04, 2025 |
| Book Page | 6888/2896 |
| Instrument | 2025148497 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Jan 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 04, 2026 |
| Property Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Document Number | 0000058193 |
| Book / Page | 6965 / 927 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.58193 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | CITRUS CLOSING GROUP TAMPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $431,270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Document Number | 0000058194, |
|---|---|
| Date | May 04, 2026 |
| Instrument | 2026..58194 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Document Number | 0058121974 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 5812/1974 |
| Instrument | 2020139000 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Document Number | 0056420985 |
| Instrument Date | Dec 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 7060 BRIDLE PATH ST CLOUD FL 347719535, ST CLOUD, FL 34771-9535 |
| Document Number | 0056420985 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 005642/000985 |
| Instrument | 163623 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | LAKE CITY, FL 32055 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Document Number | 0055460298 |
| Book / Page | 5546 / 0298 |
| Map Reference | MB 4 PG 59-61 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 2019081028 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $542.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782 |
| Name | Verified Name |
|---|---|
| Address | 8795 LOWELL RD, POMFRET, MD 20675-3108 |
| Document Number | 0005546299 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 5546/299 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 17, 2019 |
| Property Address | 7060 BRIDLE PATH, SAINT CLOUD, FL 34771-9535 |
| Document Number | 0054641898 |
| Book / Page | 005464 / 001898 |
| Instrument Date | Jan 04, 2019 |
| Instrument | 7298 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,726.00 (+4.88%) Homeowner's exemption Widower's exemption | $335,546 (+5.99%) | $478,200 (+12.62%) Land $108,000 Building $370,200 |
| 2024 | $4,506.00 (+2.13%) | ||
| 2023 | $4,412.00 (+2.51%) Homeowner's exemption Widower's exemption | $316,593 (+3%) | $424,600 (+20.32%) Land $85,000 Building $339,600 |
| 2022 | $4,304.00 Homeowner's exemption Widower's exemption | $307,372 | $352,900 Land $68,000 Building $284,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 176 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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