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7040 Bridle Path, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7040 Bridle Path, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1996
Square Footage1,664 sqft Living Area
Lot Size49,745 sqft (1.14 acres)
OccupancyOwner Occupied
Last Sale$274,900 (2015)
Tax Bill$3,590.00 (2024)

Property Details

APN / Parcel Number

Primary APN18-26-32-2599-0001-0150
Alternative APNs
  • 263218259900010150
  • 103032

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,664 sqft Living Area
Gross Area2,432 sqft Gross Area
1st Floor832 sqft 1st Floor
Upper Floors832 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1996
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area49,745 sqft (1.14 acres)
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area504 sqft Pool
Deck Area504 sqft Deck
Patio Area400 sqft Patio
Porch Area552 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address7040 BRIDLE PATH
CitySAINT CLOUD
StateFL
Zip34771-9535
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 15
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 3
Legal Tract2599
Legal Block150
Legal Lot Number15
Legal UnitH
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1008
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2599-0001-0150

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7040 BRIDLE PATH, SAINT CLOUD, FL 34771-9535
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
E MORTGAGE CAPITAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2015 · Amount on Record
Deed SaleSep 24, 2015 · Amount on Record
Prior SaleApr 12, 2002 · Amount on Record
Deed Doc Number2015142790
Deed Book / Page4846 / 1915
Prior Transfer DateApr 09, 2004
Prior Transfer Doc0000099899
Record RefreshedJun 08, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateApr 13, 2026
Property Address7040 BRIDLE PATH, SAINT CLOUD, FL 34771-9535
Document Number0000048569
Book / Page6954 / 354
Instrument DateApr 08, 2026
Instrument202648569
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7040 BRIDLE PATH, SAINT CLOUD, FL 34771-9535

Mortgage

Document Number0000048569,
DateApr 13, 2026
Book Page6954/354
Instrument202648569
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.11%
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7040 BRIDLE PATH, SAINT CLOUD, FL 34771-9535
Transaction TypeMortgage
Record UpdatedJun 10, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7040 BRIDLE PATH, SAINT CLOUD, FL 34771-9535

Mortgage

Document Number0059642124
DateMay 24, 2021
Book Page5964/2124
Instrument2021079734
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressSANTA ANA, CA 92701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,779.00 (+5.26%) Homeowner's exemption Disabled Person's exemption$267,244 (+5.99%)$437,700 (+11.72%) Land $108,000 Building $329,700
2024$3,590.00 (+2.22%)
2023$3,512.00 (+2.42%) Homeowner's exemption Disabled Person's exemption$252,149 (+3%)$391,800 (+19.38%) Land $85,000 Building $306,800
2022$3,429.00 Homeowner's exemption Disabled Person's exemption$244,805$328,200 Land $68,000 Building $260,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 176 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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