717 Toria Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 717 Toria Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,379 sqft · built 2004
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2018)
Tax Bill	$6,681 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072083-0320`

Property Details

APN / Parcel Number

Primary APN	`072083-0320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,379 sqft Living Area
Gross Area	3,120 sqft
1st Floor Area	2,379 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	717 TORIA LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-6831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	45/27-30 MARSHALL CREEK DRI UT MUB-3 LOT 32 OR4602/408
Legal Range	29E
Legal Township	06S
Legal Section	04
Legal Subdivision	MARSHALL CREEK DRI UNIT MUB-3
Legal Block	4
Legal Lot Number	32
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4056
Census Tract	20606

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	717 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2018 · Amount on Record
Deed Sale	Aug 24, 2018 · Amount on Record
Prior Sale	May 3, 2004 · Amount on Record
Deed Document Number	201861727
Deed Book / Page	4602 / 408
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	717 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 TORIA LN, SAINT AUGUSTINE, FL 32095-6831

Mortgage

Document Number	0051661621
Date	Feb 1, 2021
Book Page	5166/1621
Instrument	2021010997

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 24, 2018
Property Address	717 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Document Number	0046020408
Book / Page	4602 / 0408
Map Reference	MB45 PG27-30
Instrument Date	Aug 22, 2018
Instrument	2018061727
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 HUGUENOT LN, 215, SAINT JOHNS, FL 32259-2256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 TORIA LN, SAINT AUGUSTINE, FL 32095-6831

Mortgage

Document Number	2018061728
Date	Aug 24, 2018
Instrument	2018061728

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,705 (+2.7%)	$535,184 (+8.58%) Land $140,000 Building $395,184
2025	$6,681.00 (+7.22%) Homeowner's exemption	$232,429 (+5.99%)	$492,891 (-0.9%) Land $120,000 Building $372,891
2024	$6,231.00 (+3.01%)
2023	$6,049.00 (+1.36%) Homeowner's exemption	$219,300 (+3%)	$497,374 (+19.49%) Land $115,000 Building $382,374
2022	$5,968.00 Homeowner's exemption	$212,913	$416,243 Land $100,800 Building $315,443

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

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