720 Toria Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 720 Toria Ln, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,567 sqft · built 2004
Lot Size	0.23 acres (10,018 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Oct 2026)
Tax Bill	$8,717 (2025)
Deeds & Mortgages	Oct 2026 Sale Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072083-0260`

Property Details

APN / Parcel Number

Primary APN	`072083-0260`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,567 sqft Living Area
Gross Area	3,118 sqft
1st Floor Area	2,567 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,018 sqft (0.23 acres)
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft
Patio Area	306 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 TORIA LN
City	SAINT AUGUSTINE
State	FL
Zip	32095-6831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	45/27-30 MARSHALL CREEK DRI UT MUB-3 LOT 26 OR6237/595
Legal Range	29E
Legal Township	06S
Legal Section	04
Legal Subdivision	MARSHALL CREEK DRI UNIT MUB-3
Legal Block	4
Legal Lot Number	26
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4056
Census Tract	20606

Owner

Source: St. Johns County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer TRADEMARK TITLE INC, TRADEMARK TITLE
Oct 10, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on Record
Deed Sale	Oct 7, 2026 · Amount on Record
Prior Sale	Oct 10, 2025 · Amount on Record
Deed Document Number	202685379
Deed Book / Page	6449 / 1704
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 7, 2026
Property Address	720 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Document Number	0000085379
Book / Page	6449 / 1704
Instrument Date	Oct 5, 2026
Instrument	202685379
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$459,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 TORIA LN, SAINT AUGUSTINE, FL 32095-6831

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 10, 2025
Property Address	720 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Document Number	0062370595
Book / Page	6237 / 595
Map Reference	MB 45 PG 27-30
Instrument Date	Oct 1, 2025
Instrument	2025083028
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3629 WAYSIDE RD, KINGSTON, GA 30145-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 RIVER RD, ESSEX, CT 06426-1309

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 6, 2021
Property Address	720 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Document Number	0052290170
Book / Page	5229 / 170
Map Reference	MB 45 PG 27-30
Instrument Date	Mar 22, 2021
Instrument	2021037736
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	TITLE AMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 TORIA LN, ST AUGUSTINE, FL 32095-6831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 TREASURE HARBOR DR, PONTE VEDRA, FL 32081-5128

Mortgage

Document Number	0005229172
Date	Apr 6, 2021
Instrument	5229/172

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,808 (+45.93%) Land $140,000 Building $418,808	$558,808 (+8.84%) Land $140,000 Building $418,808
2025	$8,717.00 (+7.96%) Homeowner's exemption	$382,939 (+2.9%)	$513,426 (-0.06%) Land $120,000 Building $393,426
2024	$8,074.00 (+2.72%) Homeowner's exemption	$372,147 (+3%)	$513,730 (-0.88%) Land $115,000 Building $398,730
2023	$7,860.00 (+1.54%) Homeowner's exemption	$361,308 (+3%)	$518,313 (+20.95%) Land $115,000 Building $403,313
2022	$7,741.00 Homeowner's exemption	$350,784	$428,546 Land $100,800 Building $327,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000

May also be available: T-Mobile.

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