St. Johns County property record for 721 Toria Ln, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,223 sqft · built 2004 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $554,900 (Jun 2022) |
| Tax Bill | $9,774 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072083-0310 |
| Primary APN | 072083-0310 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,223 sqft Living Area |
| Gross Area | 2,775 sqft |
| 1st Floor Area | 2,223 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 695 sqft |
| Patio Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 721 TORIA LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 45/27-30 MARSHALL CREEK DRI UT MUB-3 LOT 31 OR5575/1568(T/R) |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT MUB-3 |
| Legal Block | 4 |
| Legal Lot Number | 31 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4056 |
| Census Tract | 20606 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 721 TORIA LN, SAINT AUGUSTINE, FL 32095-6831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2022 · Amount on Record |
| Deed Sale | Jun 9, 2022 · Amount on Record |
| Prior Sale | Oct 26, 2005 · Amount on Record |
| Deed Document Number | 202257991 |
| Deed Book / Page | 5575 / 1568 |
| Prior Transfer Date | May 9, 2011 |
| Prior Transfer Doc | 0034941638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 9, 2022 |
| Property Address | 721 TORIA LN, SAINT AUGUSTINE, FL 32095-6831 |
| Document Number | 0055751568 |
| Book / Page | 5575 / 1568 |
| Map Reference | MB 45 PG 27-30 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2022057991 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,884.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 WOODSIDE DR, CLIFTON PARK, NY 12065-6756 |
| Name | Verified Name |
|---|---|
| Address | 721 TORIA LN, ST AUGUSTINE, FL 32095-6831 |
| Document Number | 0055751570 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 5575/1570 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,557 (+2.7%) | $504,760 (+9.47%) Land $140,000 Building $364,760 | |
| 2025 | $9,774.00 (+0.93%) Homeowner's exemption | $461,107 (+0.16%) | $461,107 (+0.16%) Land $120,000 Building $341,107 |
| 2024 | $9,684.00 (+0.07%) | $460,359 (-0.87%) | $460,359 (-0.87%) Land $115,000 Building $345,359 |
| 2023 | $9,677.00 (+59%) | $464,421 (+109.1%) | $464,421 (+19.98%) Land $115,000 Building $349,421 |
| 2022 | $6,086.00 Homeowner's exemption | $222,109 | $387,093 Land $100,800 Building $286,293 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: T-Mobile.
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