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708 Toria Ln, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 708 Toria Ln, Saint Augustine, FL 32095 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,405 sqft · built 2003
Lot Size0.23 acres (10,018 sqft)
Owner2 Individual Names on File
Last Sale$630,000 (Feb 2026)
Tax Bill$7,618 (2025)
Deeds & MortgagesDec 2025 Mortgage
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN072083-0230

Property Details

APN / Parcel Number

Primary APN072083-0230

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Stories1 Story
Building Area2,405 sqft Living Area
Gross Area2,885 sqft
1st Floor Area2,405 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area211 sqft
Patio Area401 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address708 TORIA LN
CitySAINT AUGUSTINE
StateFL
Zip32095-6831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description45/27-30 MARSHALL CREEK DRI UT MUB-3 LOT 23 OR6307/787
Legal Range29E
Legal Township06S
Legal Section04
Legal SubdivisionMARSHALL CREEK DRI UNIT MUB-3
Legal Block4
Legal Lot Number23
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4056
Census Tract20606

Owner

Source: St. Johns County records · APN 072083-0230

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address708 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage
TRUIST BANK
Feb 18, 2026Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO
Nov 19, 2019Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleNov 19, 2019 · Amount on Record
Deed Document Number202613461
Deed Book / Page6307 / 787
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address708 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 TORIA LN, SAINT AUGUSTINE, FL 32095-6831

Mortgage

Document Number0062711363
DateDec 11, 2025
Book Page6271/1363
Instrument2025100585
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
AmountAmount Recorded
Term359 Months
DueNov 17, 2055

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 18, 2026
Property Address708 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Document Number0063070787
Book / Page6307 / 787
Map ReferenceMB 45 PG 27-30
Instrument DateFeb 11, 2026
Instrument2026013461
Transaction TypeTransfer
Record UpdatedMar 06, 2026
Title CompanySOUTHERN CENTRAL TITLE, SOUTHERN CAPITAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10131 NW DREAMWEAVER RD, PORT SAINT LUCIE, FL 34987-3153

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 TORIA LN, SAINT AUGUSTINE, FL 32095-6831

Mortgage

Document Number0006307789
DateFeb 18, 2026
Instrument6307/789
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 19, 2019
Property Address708 TORIA LN, SAINT AUGUSTINE, FL 32095-6831
Document Number0048340347
Book / Page4834 / 0347
Map ReferenceMB 45 PG 27-30
Instrument DateNov 08, 2019
Instrument2019086700
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,274.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24 SUNBURST CT, 24, PONTE VEDRA, FL 32081-0147

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address708 TORIA LN, SAINT AUGUSTINE, FL 32095-6831

Mortgage

Document Number0004834349
DateNov 19, 2019
Instrument4834/349
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$314,982 (+2.7%)$533,358 (+8.69%) Land $140,000 Building $393,358
2025$7,618.00 (+7.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$306,701 (+5.99%)$490,726 (-1.26%) Land $120,000 Building $370,726
2024$7,078.00 (+2.89%)
2023$6,879.00 (+1.48%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$289,376 (+3%)$497,001 (+19.06%) Land $115,000 Building $382,001
2022$6,779.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$280,948$417,421 Land $100,800 Building $316,621

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206064, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 249 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies249 in force
Nearby Flood Claims3 (2016–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2022, rainfall accumulation, Hurricane Nicole

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 191 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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