717 Ruth Ave, Festus, MO 63028 Property Records

Jefferson County property record for 717 Ruth Ave, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,125 sqft · built 1974
Lot Size	0.27 acres (11,763 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,342 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181.001.01007049`

Property Details

APN / Parcel Number

Primary APN	`181.001.01007049`

Interior

Full Baths	2 Baths
Building Area	1,125 sqft Living Area
Gross Area	1,625 sqft
Basement Area	1,125 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Construction Type	Frame
Lot Area	11,763 sqft (0.27 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	500 sqft
Porch	Stoop
Porch Area	24 sqft
Patio Area	808 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	717 RUTH AVE
City	FESTUS
State	MO
Zip	63028-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	EMPIRE ACRES LOT 19
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	EMPIRE
Legal Block	1
Legal Lot Number	19
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1016
Census Tract	700801

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	717 RUTH AVE, FESTUS, MO 63028-1029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Dec 31, 2020	Deed of Trust, Mortgage FIRST CMNTY FCU
Jan 14, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 1997
Deed Sale	Mar 17, 1997
Deed Book / Page	761 / 927
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	717 RUTH AVE, FESTUS, MO 63028-1029
Transaction Type	Mortgage
Record Updated	Jul 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 RUTH AVE 251NG, 251NG, FESTUS, MO 63028-1029

Mortgage

Document Number	0000020445
Date	Jun 21, 2022
Instrument	2022R-020445

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	717 RUTH AVE, FESTUS, MO 63028-1029
Document Number	0000000762
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	717 RUTH AVE FENTON MO 63026, FENTON, MO 63026

Mortgage

Document Number	0000000762
Date	Jan 6, 2021
Instrument	762

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	717 RUTH AVE, FESTUS, MO 63028-1029
Document Number	0000002146
Instrument Date	Jan 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	717 RUTH AVE FESTUS MO 630281029, FESTUS, MO 63028-1029

Mortgage

Document Number	0000002146
Date	Jan 23, 2017
Instrument	2146

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,800 (-) Land $1,500 Building $24,300	$136,100 (-) Land $8,100 Building $128,000
2025	$1,342.00 (+0.52%)	$25,800 (+8.86%) Land $1,500 Building $24,300
2024			$136,100 (+8.79%) Land $8,100 Building $128,000
2023	$1,335.00	$23,700 Land $1,500 Building $22,200	$125,100 Land $8,100 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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