805 Ruth Ave, Festus, MO 63028 Property Records

Jefferson County property record for 805 Ruth Ave, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1979
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Tax Bill	$860 (2025)
Deeds & Mortgages	Aug 2020 Sale Apr 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`181.001.01007052`

Property Details

APN / Parcel Number

Primary APN	`181.001.01007052`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Frame Porch
Porch Area	76 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	805 RUTH AVE
City	FESTUS
State	MO
Zip	63028-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	EMPIRE ACRES LOT 13
Legal Range	5E
Legal Township	40N
Legal Section	01
Legal Subdivision	EMPIRE
Legal Block	1
Legal Lot Number	13
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1016
Census Tract	700801

Owner

805 Ruth Ave is owned and occupied by two individuals who acquired it in August 2020.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	805 RUTH AVE, FESTUS, MO 63028-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC
Apr 2, 2020	Deed of Trust, Mortgage MICHAEL A SCHULTZ AND EIL (RT)
May 17, 2019	Deed of Trust, Mortgage SCHULTZ M A & A E L/TR (RT)
May 22, 2019	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
May 23, 2019	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
Jun 4, 2019	Correction Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.
May 23, 2019	Grant Deed, Mortgage · Line of Credit AMERICAN BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020
Deed Sale	Aug 20, 2020
Prior Sale	May 23, 2019 · Amount on File
Deed Document Number	202030417
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 20, 2020
Property Address	805 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000030417
Instrument Date	Aug 13, 2020
Instrument	30417
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	805 RUTH AVE FESTUS MO 630281028, FESTUS, MO 63028-1028

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	805 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000011475
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 JEANETTE DR ARNOLD MO 630103620, ARNOLD, MO 63010-3620
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011475
Date	Apr 6, 2020
Instrument	11475

Lender

Name	MICHAEL A SCHULTZ AND EIL (RT)
Address	5857 CANTERFIELD CT, WELDON SPRING, MO 63304-9134

Agreement

Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	805 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000014609
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 S KIRKWOOD RD KIRKWOOD MO 631224305, KIRKWOOD, MO 63122-4305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014609
Date	May 23, 2019
Instrument	14609

Lender

Name	SCHULTZ M A & A E L/TR (RT)
Address	5857 CANTERFIELD CT, WELDON SPRING, MO 63304-9134

Agreement

Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 22, 2019
Property Address	805 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000014440
Instrument Date	May 17, 2019
Instrument	14440
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N CLAY AVE ST LOUIS MO 631224004, ST LOUIS, MO 63122-4004
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 23, 2019
Property Address	805 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000014606
Instrument Date	May 17, 2019
Instrument	14606
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 S KIRKWOOD RD ST LOUIS MO 631224305, ST LOUIS, MO 63122-4305

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 4, 2019
Property Address	805 RUTH AVE, FESTUS, MO 63028-1028
Document Number	0000015843
Instrument Date	May 17, 2019
Instrument	15843
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 S KIRKWOOD RD ST LOUIS MO 631224305, ST LOUIS, MO 63122-4305

May 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 23, 2019
Property Address	805 RUTH AVE, FESTUS, MO 63028-1028
Instrument Date	May 17, 2019
Instrument	14607
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 S KIRKWOOD RD KIRKWOOD MO 631224305, KIRKWOOD, MO 63122-4305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014607
Date	May 23, 2019
Instrument	14607

Lender

Name	AMERICAN BK/MO
Type	Bank
Address	690 N SERVICES RD W, WRIGHT CITY, MO 63390

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 805 Ruth Ave was $860.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,400 (-) Land $1,500 Building $14,900	$86,700 Land $8,100 Building $78,600
2025	$860.00	$16,400 Land $1,500 Building $14,900
2024			$86,700 (+7.84%) Land $8,100 Building $78,600
2023	$856.00	$15,200 Land $1,500 Building $13,700	$80,400 Land $8,100 Building $72,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 805 Ruth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 805 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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