808 Ruth Ave, Festus, MO 63028 Property Records

Jefferson County property record for 808 Ruth Ave, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1977
Lot Size	0.308 acres (13,419 sqft)
Owner	2 Individual Names on File
Last Sale	$228,092 (Apr 2024)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.02007008`

Property Details

APN / Parcel Number

Primary APN	`193.006.02007008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,284 sqft
1st Floor Area	442 sqft
Basement Area	442 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,419 sqft (0.308 acres)
Lot Dimensions	172 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	808 RUTH AVE
City	FESTUS
State	MO
Zip	63028-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	EMPIRE ACRES LOT 10
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	EMPIRE
Legal Block	1
Legal Lot Number	10
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1017
Census Tract	700801

Owner

808 Ruth Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	808 RUTH AVE, FESTUS, MO 63028-1023
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Feb 7, 2024	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST STATE COMMUNITY BANK
Oct 31, 2022	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit BLOOMSDALE BANK
Nov 4, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2024 · Amount on File
Deed Sale	Apr 2, 2024 · Amount on File
Prior Sale	Jan 27, 2023 · Amount on File
Deed Document Number	20247725
Prior Transfer Date	Mar 21, 2024
Prior Transfer Doc	0000007724
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 2, 2024
Property Address	808 RUTH AVE, FESTUS, MO 63028-1023
Document Number	0000007725
Map Reference	MB 40 PG 1
Instrument Date	Apr 2, 2024
Instrument	2024R-007725
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	VISION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	808 RUTH AVENUE, FENTON, MO 63026

Mortgage

Document Number	0000007726
Date	Apr 2, 2024
Instrument	2024R-007726

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	808 RUTH AVE, FESTUS, MO 63028-1023
Transaction Type	Mortgage
Record Updated	Feb 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 OXFOFD PLACE, PEVELY, MO 63070-1665
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002804
Date	Feb 7, 2024
Instrument	2024R-002804

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	808 RUTH AVE, FESTUS, MO 63028-1023
Transaction Type	Mortgage
Record Updated	Feb 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 OXFORD PL, PEVELY, MO 63070-1665
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002206
Date	Jan 27, 2023
Instrument	2023R-002206

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	PEVELY, MO 63070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 31, 2022
Property Address	808 RUTH AVE, FESTUS, MO 63028-1023
Document Number	0000035109
Map Reference	MB 40 PG 1
Instrument Date	Oct 26, 2022
Instrument	2022R-035109
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 132, BLOOMSDALE, MO 63627-0132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 OXFORD PL, PEVELY, MO 63070-1665
Investor	Possibly a Property Investor

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	808 RUTH AVE, FESTUS, MO 63028-1023
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000896
Date	Jan 8, 2020
Instrument	2020R-000896

Lender

Name	BLOOMSDALE BANK
Type	Bank
Address	BLOOMSDALE, MO 63627

Agreement

Type	Line of Credit
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 4, 2019
Property Address	808 RUTH AVE, FESTUS, MO 63028-1023
Document Number	0000034466
Instrument Date	Nov 4, 2019
Instrument	34466
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 132 BLOOMSDALE MO 636270132, BLOOMSDALE, MO 63627-0132

Tax Assessment & Valuation

The 2025 property tax bill for 808 Ruth Ave was $1,262, up 4.7% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,000 (-) Land $2,300 Building $20,700	$121,000 (-) Land $12,000 Building $109,000
2025	$1,262.00 (+4.73%)	$23,000 Land $2,300 Building $20,700	$121,000 (-) Land $12,000 Building $109,000
2024	$1,205.00 (+0.5%)		$121,000 (+7.84%) Land $12,000 Building $109,000
2023	$1,199.00	$21,300 Land $2,300 Building $19,000	$112,200 Land $12,000 Building $100,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 808 Ruth Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 808 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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