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705 Ruth Ave, Festus, MO 63028 Property Records

Jefferson County property record for 705 Ruth Ave, Festus, MO 63028 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,460 sqft · built 1976
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$1,183 (2023)
Deeds & MortgagesApr 2021 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN181.001.01007046

Property Details

APN / Parcel Number

Primary APN181.001.01007046

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,460 sqft Living Area
1st Floor Area1,346 sqft

Exterior

Year BuiltBuilt 1976
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached
Garage Area520 sqft
PorchPorch
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address705 RUTH AVE
CityFESTUS
StateMO
Zip63028-1029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMPIRE ACRES LOT 24
Legal Range05
Legal Township40
Legal Section01
Legal QuarterNE
Legal SubdivisionEMPIRE ACRES
Legal Block7
Legal Lot Number24
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group1
Census Block1016
Census Tract700801

Owner

Source: Jefferson County records · APN 181.001.01007046

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address705 RUTH AVE, FESTUS, MO 63028-1029
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · FHA Mortgage
GERSHMAN INVESTMENT CORP
Oct 02, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 02, 2018
Deed SaleOct 02, 2018
Prior SaleJun 02, 2015
Deed Document Number2018R-030180
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address705 RUTH AVE, FESTUS, MO 63028-1029
Transaction TypeMortgage
Record UpdatedDec 29, 2023
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016128
DateApr 12, 2021
Instrument2021R-016128
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateOct 02, 2018
Property Address705 RUTH AVE, FESTUS, MO 63028-1029
Document Number0000030180
Map ReferenceMB40 PG1
Instrument DateSep 28, 2018
Instrument2018R-030180
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 258, HILLSBORO, MO 63050-0258

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 RUTH AVE, FESTUS, MO 63028-1029

Mortgage

Document Number0000030181
DateOct 02, 2018
Instrument2018R-030181
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$22,800 (+8.57%) Land $1,500 Building $21,300
2024$120,400 (+8.96%) Land $8,100 Building $112,300
2023$1,183.00$21,000 Land $1,500 Building $19,500$110,500 Land $8,100 Building $102,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997008011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1993, river or lake flooding, Severe Storms & Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 357 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Wisper ISP, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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