7161 Ridgeway Rd, Franklin, GA 30217 Property Records

Heard County property record for 7161 Ridgeway Rd, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,400 sqft · built 2005
Lot Size	43 acres (1,873,080 sqft)
Owner	Individual Name on Record
Last Sale	$438,000 (Jun 2018)
Tax Bill	$3,089 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0004-0022-01`

Property Details

APN / Parcel Number

Primary APN	`0004-0022-01`
Alternative APN	`6766`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,400 sqft Heated Area
1st Floor Area	1,500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	1,873,080 sqft (43 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,598 sqft
Patio Area	1,280 sqft
Canopy	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	6766
Street Address	7161 RIDGEWAY RD
City	FRANKLIN
State	GA
Zip	30217-4548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	BARN/APT/43.00 ACS/LL 213/12 LD/CUVA2020-29
Legal Subdivision	CINDY RICHARDSON
Jurisdiction	HEARD GA
Township / Civil Division	TEXAS
Census Block Group	1
Census Block	1036
Census Tract	970300

Owner

Source: Heard County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7161 RIDGEWAY RD, FRANKLIN, GA 30217-4548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Deed of Trust, Mortgage BANK OZK
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MTG
Jun 28, 2018	Warranty Deed, Transfer A E JACKSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2018 · Amount on Record
Deed Sale	Jun 26, 2018 · Amount on Record
Deed Document Number	2018286
Deed Book / Page	457 / 232
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	7161 RIDGEWAY RD, FRANKLIN, GA 30217-4548
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7161 RIDGEWAY RD, FRANKLIN, GA 30217-4548

Mortgage

Document Number	0005460000000543
Date	Jul 3, 2025
Book Page	0000000546/0000000543
Instrument	D2025001138

Lender

Name	BANK OZK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	7161 RIDGEWAY RD, FRANKLIN, GA 30217-4548
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7161 RIDGEWAY RD, FRANKLIN, GA 30217-4548

Mortgage

Document Number	0004940000000408
Date	Sep 20, 2021
Book Page	0000000494/0000000408

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	7161 RIDGEWAY RD, FRANKLIN, GA 30217-4548
Document Number	0004760426
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7161 RIDGEWAY RD FRANKLIN GA 302174548, FRANKLIN, GA 30217-4548

Mortgage

Document Number	0004760426
Date	May 12, 2020
Book Page	000476/000426

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Jun 28, 2018
Property Address	7161 RIDGEWAY RD, FRANKLIN, GA 30217-4548
Document Number	0004570232
Book / Page	000457 / 000232
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$438.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7161 RIDGEWAY RD FRANKLIN GA 302174548, FRANKLIN, GA 30217-4548

Mortgage

Document Number	4570234
Date	Jun 28, 2018
Book Page	000457/000234

Lender

Name	A E JACKSON
Address	7100 SHARONDALE CT, BRENTWOOD, TN 37027-5266

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,089.00 (+2.39%)	$256,322 (+18.31%) Land $77,672 Building $178,650	$640,804 (+18.31%) Land $194,180 Building $446,624
2023	$3,017.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,657 Land $71,888 Building $144,769	$541,641 Land $179,719 Building $361,922

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossbeam Fiber	1,000 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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