Bergen County and Edgewater Borough property record for 716 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,037 sqft · built 2018 |
| Lot Size | 0.758 acres (33,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Jul 2026) |
| Tax Bill | $25,697 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00020-0000-00003-0000-C0716 |
| Primary APN | 13-00020-0000-00003-0000-C0716 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,037 sqft Living Area |
| 1st Floor Area | 3,037 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 33,001 sqft (0.758 acres) |
| Lot Dimensions | 220 ft deep x 150 ft wide |
| Street Address | 716 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 150X220 CHURCH |
| Legal Block | 20 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
716 Undercliff Ave is owned and occupied by two individuals who bought it in July 2026.
Source: Bergen County and Edgewater Borough records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 716 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit NEW MILLENNIUM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on File |
| Deed Sale | Jul 22, 2026 · Amount on File |
| Deed Document Number | 202650092 |
| Deed Book / Page | 5854 / 1053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 22, 2026 |
| Property Address | 716 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1453 |
| Document Number | 0000050092 |
| Book / Page | 5854 / 1053 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202650092 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1453 |
| Document Number | 0000050093, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202650093 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000050094, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 5854/1075 |
| Instrument | 202650094 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Jul 1, 2051 |
| Rate | 50% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 716 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1453 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Title Company | BLUELAND TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0048921392 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 4892/1392 |
| Instrument | 2022117792 |
| Name | NEW MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Address | FORT LEE, NJ 07024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 716 Undercliff Ave was $25,697, up 6% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,576,100 (+0.9%) Land $412,500 Building $1,163,600 | $1,576,100 (+0.9%) Land $412,500 Building $1,163,600 | |
| 2025 | $25,697.00 (+6.05%) | $1,562,100 Land $392,000 Building $1,170,100 | $1,562,100 Land $392,000 Building $1,170,100 |
| 2024 | $24,232.00 | ||
| 2023 | $1,476,900 Land $360,000 Building $1,116,900 | $1,476,900 Land $360,000 Building $1,116,900 | |
| 2022 | $23,199.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 716 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 716 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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