Bergen County and Edgewater Borough property record for 704 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,584 sqft · built 1930 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $362,391 (Dec 2012) |
| Tax Bill | $15,920 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00020-0000-00001 |
| Primary APN | 13-00020-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,584 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 225 ft deep x 50 ft wide |
| Old Parcel Number | 1300020000000015 |
|---|---|
| Street Address | 704 UNDERCLIFF AVE |
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | 50X225 |
| Legal Block | 20 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
704 Undercliff Ave is owned by an individual who bought it in December 2012.
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 488 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1963 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2012 · Amount on File |
| Deed Sale | Dec 20, 2012 · Amount on File |
| Prior Sale | Aug 16, 1994 · Amount on File |
| Deed Document Number | 201212026904 |
| Deed Book / Page | 1228 / 392 |
| Prior Transfer Date | Dec 19, 2012 |
| Prior Transfer Doc | 0012280392 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 704 Undercliff Ave was $15,920, up 7% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,012,800 (+4.65%) Land $556,300 Building $456,500 | $1,012,800 (+4.65%) Land $556,300 Building $456,500 | |
| 2025 | $15,920.00 (+6.96%) | $967,800 Land $530,000 Building $437,800 | $967,800 Land $530,000 Building $437,800 |
| 2024 | $14,884.00 | ||
| 2023 | $889,400 Land $475,000 Building $414,400 | $889,400 Land $475,000 Building $414,400 | |
| 2022 | $14,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 704 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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