Bergen County and Edgewater Borough property record for 706 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,184 sqft · built 1920 |
| Lot Size | 0.247 acres (10,751 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,339 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00020-0000-00002 |
| Primary APN | 13-00020-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,184 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 10,751 sqft (0.247 acres) |
| Lot Dimensions | 215 ft deep x 50 ft wide |
| Old Parcel Number | 1300020000000014 |
|---|---|
| Street Address | 706 UNDERCLIFF AVE |
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | 50X215 0.2468 |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
706 Undercliff Ave is owned and occupied by an individual who acquired it in May 2017.
Source: Bergen County and Edgewater Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 706 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 1, 2017 |
| Transfer Doc | 0026070342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 706 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026741953 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 02674/1953 |
| Instrument | 17-055578 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2027 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 10, 2017 |
| Property Address | 706 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1454 |
| Document Number | 0026070342 |
| Book / Page | 002607 / 000342 |
| Instrument Date | May 1, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 706 UNDERCLIFF AVE EDGEWATER NJ 070201454, EDGEWATER, NJ 07020-1454 |
The 2025 property tax bill for 706 Undercliff Ave was $13,339, up 7% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $856,800 (+5.66%) Land $543,800 Building $313,000 | $856,800 (+5.66%) Land $543,800 Building $313,000 | |
| 2025 | $13,339.00 (+7.02%) | $810,900 Land $518,000 Building $292,900 | $810,900 Land $518,000 Building $292,900 |
| 2024 | $12,464.00 | ||
| 2023 | $742,200 Land $465,000 Building $277,200 | $742,200 Land $465,000 Building $277,200 | |
| 2022 | $11,757.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 706 Undercliff Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 706 Undercliff Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures