Bergen County and Edgewater Borough property record for 718 Undercliff Ave, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 3,037 sqft · built 2018 |
| Lot Size | 0.758 acres (33,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,595,000 (Jan 2026) |
| Tax Bill | $25,697 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00020-0000-00003-0000-C0718 |
| Primary APN | 13-00020-0000-00003-0000-C0718 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,037 sqft Living Area |
| 1st Floor Area | 3,037 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stone |
| Construction Type | Stone |
| Lot Area | 33,001 sqft (0.758 acres) |
| Lot Dimensions | 220 ft deep x 150 ft wide |
| Street Address | 718 UNDERCLIFF AVE |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 150X220 CHURCH |
| Legal Block | 20 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13002 |
Source: Bergen County and Edgewater Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 718 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit NEW MILLENNIUM BANK |
| Jan 14, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ARC HOME LLC |
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ARCHOME LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Deed Document Number | 20263078 |
| Deed Book / Page | 5702 / 642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 718 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1453 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Title Company | BLUELAND TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0048921392 |
|---|---|
| Date | Dec 30, 2022 |
| Book Page | 4892/1392 |
| Instrument | 2022117792 |
| Name | NEW MILLENNIUM BANK |
|---|---|
| Type | Bank |
| Address | FORT LEE, NJ 07024 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 14, 2026 |
| Property Address | 718 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1453 |
| Document Number | 0057020642 |
| Book / Page | 5702 / 642 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2026003078 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,724.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3821 221ST ST, BAYSIDE, NY 11361-2405 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7 I 8 UNDERCLIFL AVENUE, EDGEWATER, NJ 07020 |
| Document Number | 2026003079 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 2026003079 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 16, 2026 |
| Property Address | 718 UNDERCLIFF AVE, EDGEWATER, NJ 07020-1453 |
| Document Number | 0000025402 |
| Book / Page | 5774 / 79 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 202625402 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 2301 RIDGEWOOD CIR, ROYAL PALM BEACH, FL 33411-6157 |
| Document Number | 0000025402, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 5774/79 |
| Instrument | 202625402 |
| Name | ARCHOME LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Max Rate | -1% |
|---|
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,586,100 (+1.54%) Land $412,500 Building $1,173,600 | $1,586,100 (+1.54%) Land $412,500 Building $1,173,600 | |
| 2025 | $25,697.00 (+6.05%) | $1,562,100 (+5.77%) Land $392,000 Building $1,170,100 | $1,562,100 (+5.77%) Land $392,000 Building $1,170,100 |
| 2024 | $24,232.00 (+4.45%) | ||
| 2023 | $1,476,900 Land $360,000 Building $1,116,900 | $1,476,900 Land $360,000 Building $1,116,900 | |
| 2022 | $23,199.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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