Branch County property record for 702 E Channel Dr, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Oct 2005) |
| Tax Bill | $69 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-012-400-009-00 |
| Primary APN | 110-012-400-009-00 |
|---|
| Lot Area | 3,049 sqft (0.07 acres) |
|---|
| Street Address | 702 E CHANNEL DR |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT WH IS N 163.42 FT FR SW COR SEC 7 ALG TWP, TH S 163.42 FT TH N 89DEG 37MIN 40SEC W 16.5 FT, TH N 97.84 FT TH N |
| Legal Range | 06W |
| Legal Township | 07S |
| Legal Section | 12 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | OVID |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 951000 |
Source: Branch County records · APN 110-012-400-009-00
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 702 E CHANNEL DR, COLDWATER, MI 49036-9425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2020 | Intrafamily Transfer, Transfer |
| Oct 27, 2017 | Deed of Trust, Mortgage · ARM SOUTHERN MICHIGAN BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2005 · Amount on Record |
| Deed Sale | Oct 26, 2005 · Amount on Record |
| Deed Document Number | 20059612 |
| Deed Book / Page | 1098 / 697 |
| Last Transfer Date | Jan 10, 2020 |
| Transfer Doc | 202000241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jan 13, 2020 |
| Property Address | 702 E CHANNEL DR, COLDWATER, MI 49036-9425 |
| Document Number | 202000241 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 2020-00241 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 702 E CHANNEL DR, COLDWATER, MI 49036-9425 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 702 E CHANNEL DR, COLDWATER, MI 49036-9425 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-07280 |
|---|---|
| Date | Oct 27, 2017 |
| Instrument | 2017-07280 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.95% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Ovid Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,231 (-5.25%) | $42,462 (-5.25%) | |
| 2025 | $69.00 (+2.99%) | $22,408 | $44,816 |
| 2024 | $67.00 |
Source: FEMA National Flood Hazard Layer as of April 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2008 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier, Lakeland Internet.
Based on FCC filings for 35 locations within half a mile of this property.
4G LTE only, no 5G reported
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AVRA ESTATES private · serves 87 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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