Martin County property record for 715 SW River Bend Cir, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,818 sqft · built 2006 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Aug 2020) |
| Tax Bill | $9,548 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 55-38-41-321-000-0021.0-0-0000 |
| Primary APN | 55-38-41-321-000-0021.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,818 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 2,818 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 13,678 sqft (0.314 acres) |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 384 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 324117 |
|---|---|
| Street Address | 715 SW RIVER BEND CIR |
| City | STUART |
| State | FL |
| Zip | 34997-7421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM3 |
| Legal Description | LOT 21 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOST RIVER BEND |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1103 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 715 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Oct 19, 2020 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BK |
| Aug 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Prior Sale | Jan 23, 2006 · Amount on Record |
| Deed Document Number | 20202830917 |
| Deed Book / Page | 3149 / 863 |
| Prior Transfer Date | Nov 5, 2007 |
| Prior Transfer Doc | 0022891852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 715 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0031120494 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 3112/0494 |
| Instrument | 2800678 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 715 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Document Number | 0031702501 |
| Instrument Date | Oct 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 715 SW RIVER BEND CIR STUART FL 349977421, STUART, FL 34997-7421 |
| Document Number | 0031702501 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 003170/002501 |
| Instrument | 2847860 |
| Name | SYNOVUS BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Aug 10, 2020 |
| Property Address | 715 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Document Number | 0031490863 |
| Book / Page | 3149 / 863 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | Aug 6, 2020 |
| Instrument | 2830917 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | BLUELINE TITLE COMPANY |
| Tax | $5,075.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6542 SW KEY DEER LN, 6542, PALM CITY, FL 34990-8851 |
| Name | Verified Name |
|---|---|
| Address | 715 SW RIVER BEND CIR, STUART, FL 34997-7421 |
| Document Number | 0003149866 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 3149/866 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,548.00 (-0.89%) Homeowner's exemption | $618,558 (+5.99%) | $783,880 (-1.41%) Land $350,000 Building $433,880 |
| 2024 | $9,634.00 (+1.76%) | ||
| 2023 | $9,467.00 (+3.46%) Additional exemption filed | $583,618 (+3%) | $795,130 (+10.73%) Land $350,000 Building $445,130 |
| 2022 | $9,150.00 Homeowner's exemption | $566,620 | $718,070 Land $325,000 Building $393,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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