716 SW River Bend Cir, Stuart, FL 34997 Property Records

Martin County property record for 716 SW River Bend Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,711 sqft · built 2006
Lot Size	0.255 acres (11,108 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,800 (Dec 2019)
Tax Bill	$7,591 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`55-38-41-321-000-0031.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`55-38-41-321-000-0031.0-0-0000`
Alternative APNs	`55-38-41-321-000-00310-0` `949385`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,711 sqft Living Area
Gross Area	3,291 sqft
1st Floor Area	2,711 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,108 sqft (0.255 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Slab
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	716 SW RIVER BEND CIR
City	STUART
State	FL
Zip	34997-7448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM3
Legal Description	LOT 31 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2)
Legal Range	41E
Legal Township	38S
Legal Section	55
Legal Subdivision	LOST RIVER BEND
Legal Block	1
Legal Lot Number	31
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1010
Census Tract	1103

Owner

Source: Martin County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	716 SW RIVER BEND CIR, STUART, FL 34997-7448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Apr 30, 2014 · Amount on Record
Deed Document Number	20192791811
Deed Book / Page	3102 / 1301
Prior Transfer Date	May 5, 2005
Prior Transfer Doc	0001844858
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 27, 2019
Property Address	716 SW RIVER BEND CIR, STUART, FL 34997-7448
Document Number	0031021301
Book / Page	003102 / 001301
Instrument Date	Dec 19, 2019
Instrument	2791811
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	CITRUS TITLE INSURANCE AGENCY INC, CITRUS TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,568.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 SW RIVER BEND CIR STUART FL 349977448, STUART, FL 34997-7448

Mortgage

Document Number	31021304
Date	Dec 27, 2019
Book Page	003102/001304
Instrument	2791812

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,591.00 (-0.81%) Homeowner's exemption	$494,382 (+5.99%)	$662,900 (-1.48%) Land $280,000 Building $382,900
2024	$7,653.00 (+1.86%)
2023	$7,513.00 (+3.51%) Additional exemption filed	$466,456 (+3%)	$672,840 (+11.8%) Land $280,000 Building $392,840
2022	$7,258.00 Homeowner's exemption	$452,870	$601,800 Land $255,000 Building $346,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 186 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	218 units insured incl. 32 condo units
Nearby Flood Claims	170 (1979–2025)
Claims Outside the SFHA	25 of 170
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 75 claims Hurricane Irene, Oct 1999 · 18 claims Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20