704 SW River Bend Cir, Stuart, FL 34997 Property Records

Martin County property record for 704 SW River Bend Cir, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,711 sqft · built 2005
Lot Size0.258 acres (11,282 sqft)
OwnerIndividual on Record
Last Sale$611,000 (Jan 2006)
Tax Bill$5,938 (2024)
Deeds & MortgagesDec 2025 Mortgage
Mar 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN843941

Property Details

APN / Parcel Number

Primary APN843941
Alternative APN
  • 55-38-41-321-000-00280-0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,711 sqft Living Area
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMasonite/Cement Shake
Lot Area11,282 sqft (0.258 acres)
Garage TypeAttached
Garage Area580 sqft
Parking Spaces2 Parking Spaces
Pool Area450 sqft
PorchPorch
Porch Area325 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number843941
Street Address704 SW RIVER BEND CIR
CitySTUART
StateFL
Zip34997-7448
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 28 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2)
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionLOST RIVER BEND
Legal Lot Number28
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1010
Census Tract1103

Owner

Source: Martin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Co-ownerCo-owner on Record
Mailing Address704 SW RIVER BEND CIR, STUART, FL 34997-7448
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 14, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2006 · Amount on Record
Deed SaleJan 11, 2006 · Amount on Record
Deed Document Number1902281
Deed Book / Page02101 / 1765
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address704 SW RIVER BEND CIR, STUART, FL 34997-7448
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 SW RIVER BEND CIR, STUART, FL 34997-7448

Mortgage

Document Number0035401574
DateDec 29, 2025
Book Page3540/1574
Instrument3162567
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address704 SW RIVER BEND CIR, STUART, FL 34997-7448
Document Number0029811844
Instrument DateMar 14, 2018
Transaction TypeMortgage
Record UpdatedApr 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address704 SW RIVER BEND CIR STUART FL 349977448, STUART, FL 34997-7448

Mortgage

Document Number0029811844
DateMar 21, 2018
Book Page002981/001844
Instrument2684672
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 20, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$386,849 (+5.99%)$655,080 (-1.48%) Land $280,000 Building $375,080
2024$5,938.00 (+1.99%)
2023$5,822.00 (+3.61%) Additional exemption filed$364,998 (+3%)$664,950 (+11.84%) Land $280,000 Building $384,950
2022$5,619.00 Homeowner's exemption$354,367$594,530 Land $255,000 Building $339,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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