Martin County property record for 712 SW River Bend Cir, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,818 sqft · built 2006 |
| Lot Size | 0.266 acres (11,587 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $700,000 (Jun 2006) |
| Tax Bill | $8,894 (2024) |
| Deeds & Mortgages | Apr 2023 Second Mortgage Jan 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 557170 |
| Primary APN | 557170 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,818 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Masonite/Cement Shake |
| Lot Area | 11,587 sqft (0.266 acres) |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 557170 |
|---|---|
| Street Address | 712 SW RIVER BEND CIR |
| City | STUART |
| State | FL |
| Zip | 34997-7448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOST RIVER BEND |
| Legal Lot Number | 30 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1103 |
Source: Martin County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 712 SW RIVER BEND CIR, STUART, FL 34997-7448 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANK OF AMERICA NA |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 9, 2006 · Amount on Record |
| Deed Sale | Jun 9, 2006 · Amount on Record |
| Deed Document Number | 1939090 |
| Deed Book / Page | 02151 / 0327 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 712 SW RIVER BEND CIR, STUART, FL 34997-7448 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 712 SW RIVER BEND CIR, STUART, FL 34997-7448 |
| Document Number | 0033701282 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 3370/1282 |
| Instrument | 3012170 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 712 SW RIVER BEND CIR, STUART, FL 34997-7448 |
| Document Number | 0029020972 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 712 SW RIVER BEND CIR STUART FL 349977448, STUART, FL 34997-7448 |
| Document Number | 0029020972 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 002902/000972 |
| Instrument | 2615286 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 18, 2037 |
Source: Martin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $564,080 (+1.05%) | $719,740 (-1.55%) Land $280,000 Building $439,740 | |
| 2024 | $8,894.00 (+3.64%) | ||
| 2023 | $8,582.00 (+8.4%) Additional exemption filed | $558,220 (+16.21%) | $731,090 (+11.78%) Land $280,000 Building $451,090 |
| 2022 | $7,917.00 Homeowner's exemption | $480,335 | $654,060 Land $255,000 Building $399,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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