715 N 81st St, Seattle, WA 98103 Property Records

King County property record for 715 N 81st St, Seattle, WA 98103

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.25 ba · 4,430 sqft · built 2023
Lot Size0.141 acres (6,120 sqft)
Owner2 Individual Names on File
Last Sale$2,525,000 (Jul 2023)
Tax Bill$25,764 (2026)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jun 2022 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN643000-0325

Property Details

APN / Parcel Number

Primary APN643000-0325
Alternative APN
  • 643000032505

Interior

Bedrooms5 Beds
Full Baths3.25 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area4,430 sqft Living Area
Gross Area4,880 sqft
1st Floor Area1,590 sqft
2nd Floor Area1,700 sqft
Upper Floors Area440 sqft
Basement Area1,140 sqft
Finished Basement1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area6,120 sqft (0.141 acres)
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area160 sqft
Deck Area50 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number643000032505
Street Address715 N 81ST ST
CitySEATTLE
StateWA
Zip98103-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionOSNERS 1ST ADD
Legal Range04
Legal Township25
Legal Section06
Legal SubdivisionOSNERS 1ST ADD
Legal Block2
Legal Lot Number25-26
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group1
Census Block1002
Census Tract2800

Owner

715 N 81st St is owned and occupied by two individuals who bought it in July 2023.

Source: King County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address715 N 81ST ST, SEATTLE, WA 98103-4315
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CITIBANK NA
Jun 1, 2022Deed of Trust, Mortgage · Construction Mortgage
FIRST FINANCIAL NORTHWEST BANK
Aug 31, 2021Warranty Deed, Transfer
May 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUILD MTG
Jul 28, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2023 · Amount on File
Deed SaleJul 24, 2023 · Amount on File
Prior SaleAug 31, 2021 · Amount on File
Deed Document Number2023693
Prior Transfer DateJun 23, 2017
Prior Transfer Doc0000000010
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateJul 24, 2023
Property Address715 N 81ST ST, SEATTLE, WA 98103-4315
Document Number0000000693
Map ReferenceVOL 10 PG 41
Instrument DateJul 19, 2023
Instrument20230724000693
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 3, 2023
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$58,705.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 N 81ST ST, SEATTLE, WA 98103-4315

Mortgage

Document Number0000000694
DateJul 24, 2023
Instrument20230724000694
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address715 N 81ST ST, SEATTLE, WA 98103-4315
Transaction TypeMortgage
Record UpdatedJun 10, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address5421 S 298TH CT, AUBURN, WA 98001

Mortgage

Document Number0000001277
DateJun 1, 2022
Instrument20220601001277
Lender
NameFIRST FINANCIAL NORTHWEST BANK
TypeBank
AddressRENTON, WA 98057
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateAug 31, 2021
Property Address715 N 81ST ST, SEATTLE, WA 98103-4315
Document Number0000000305
Map ReferenceVOL 10 PG 41
Instrument DateAug 24, 2021
Instrument20210831000305
Transaction TypeTransfer
Record UpdatedDec 24, 2021

Transaction

AmountAmount on Record
Tax$11,298.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14650 1ST AVE S, BURIEN, WA 98168-3424

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address715 N 81ST ST, SEATTLE, WA 98103-4315
Document Number0000000078
Instrument DateMay 22, 2018
Transaction TypeMortgage
Record UpdatedJun 7, 2018
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address715 N 81ST ST SEATTLE WA 981034315, SEATTLE, WA 98103-4315

Mortgage

Document Number0000000078
DateMay 30, 2018
Instrument201805300078
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 29, 2048

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKING WA
Recording DateJul 28, 2017
Property Address715 N 81ST ST, SEATTLE, WA 98103-4315
Document Number0000000010
Instrument DateJun 23, 2017
Instrument201707280010
Transaction TypeTransfer
Record UpdatedAug 3, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address715 N 81ST ST SEATTLE WA 981034315, SEATTLE, WA 98103-4315

Tax Assessment & Valuation

The 2026 property tax bill for 715 N 81st St was $25,764, up 28.1% from the year before.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,764.00 (+28.12%)
2025$20,110.00$2,517,000 (+19.74%) Land $737,000 Building $1,780,000$2,517,000 (+19.74%) Land $737,000 Building $1,780,000
2024$20,110.00 (+226.46%)$2,102,000 Land $765,000 Building $1,337,000$2,102,000 Land $765,000 Building $1,337,000
2023$6,160.00
2022$6,160.00$674,000 Land $674,000$674,000 Land $674,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 715 N 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 715 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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