702 N 81st St, Seattle, WA 98103 Property Records

King County property record for 702 N 81st St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,950 sqft · built 1913
Lot Size	0.096 acres (4,170 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jan 2017)
Tax Bill	$13,731 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`643000-0490`

Property Details

APN / Parcel Number

Primary APN	`643000-0490`
Alternative APN	`643000049004`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,950 sqft Living Area
Gross Area	2,620 sqft
1st Floor Area	1,270 sqft
Upper Floors Area	680 sqft
Basement Area	670 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	4,170 sqft (0.096 acres)
Garage Type	Detached
Garage Area	180 sqft
Porch	Open Porch
Porch Area	390 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	643000049004
Street Address	702 N 81ST ST
City	SEATTLE
State	WA
Zip	98103-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	OSNERS 1ST ADD PCL A SEATTLE BLA #3024662 REC #20160817900010 SD BLA DAF LOTS 16 THRU 20 BLOCK 3 SD ADD
Legal Range	04
Legal Township	25
Legal Section	06
Legal Subdivision	OSNERS 1ST ADD
Legal Block	3
Legal Lot Number	19-20
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	4
Census Block	4015
Census Tract	2800

Owner

702 N 81st St is owned and occupied by two individuals who bought it in January 2017.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	702 N 81ST ST, SEATTLE, WA 98103-4316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Apr 20, 2020	Deed of Trust, Mortgage KEYBANK USA
Dec 4, 2019	Deed of Trust, Mortgage CALIBER HM LOANS
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jan 6, 2017	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on File
Deed Sale	Jan 6, 2017 · Amount on File
Prior Sale	May 25, 2016 · Amount on File
Deed Document Number	2017600
Prior Transfer Date	Jun 3, 2003
Prior Transfer Doc	0000001549
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	702 N 81ST ST, SEATTLE, WA 98103-4316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002366
Date	Jun 1, 2020
Instrument	20200601002366

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	702 N 81ST ST, SEATTLE, WA 98103-4316
Document Number	0000001608
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	702 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316

Mortgage

Document Number	0000001608
Date	Apr 29, 2020
Instrument	202004291608

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	702 N 81ST ST, SEATTLE, WA 98103-4316
Document Number	0000000973
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	702 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316

Mortgage

Document Number	0000000973
Date	Dec 9, 2019
Instrument	201912090973

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	702 N 81ST ST, SEATTLE, WA 98103-4316
Document Number	0000000524
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316

Mortgage

Document Number	0000000524
Date	Sep 22, 2017
Instrument	201709220524

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Jan 6, 2017
Property Address	702 N 81ST ST, SEATTLE, WA 98103-4316
Document Number	0000000600
Instrument Date	Jan 4, 2017
Instrument	201701060600
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	702 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316

Mortgage

Document Number	601
Date	Jan 6, 2017
Instrument	201701060601

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 702 N 81st St was $13,731.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,731.00
2025		$1,323,000 (+4.26%) Land $626,000 Building $697,000	$1,323,000 (+4.26%) Land $626,000 Building $697,000
2024	$12,259.00 (+7.7%)	$1,269,000 Land $702,000 Building $567,000	$1,269,000 Land $702,000 Building $567,000
2023	$11,383.00
2022	$11,383.00	$1,339,000 Land $618,000 Building $721,000	$1,339,000 Land $618,000 Building $721,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 702 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 702 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 936 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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