King County property record for 554 N 81st St, Seattle, WA 98103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 940 sqft · built 1955 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $501,500 (May 2015) |
| Tax Bill | $9,233 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 643050-0086 |
| Primary APN | 643050-0086 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| Gross Area | 1,230 sqft |
| 1st Floor Area | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 4,200 sqft (0.096 acres) |
| Garage Type | Attached |
| Garage Area | 290 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 643050008603 |
|---|---|
| Street Address | 554 N 81ST ST |
| City | SEATTLE |
| State | WA |
| Zip | 98103-4304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | OSNERS 2ND ADD S 40 FT OF E 105 FT PLAT BLOCK: 13 PLAT LOT: 1 |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 06 |
| Legal Subdivision | OSNERS 2ND ADD |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 2800 |
554 N 81st St is owned and occupied by two individuals who bought it in May 2015.
Source: King County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 554 N 81ST ST, SEATTLE, WA 98103-4304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Jul 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2015 · Amount on File |
| Deed Sale | May 21, 2015 · Amount on File |
| Prior Sale | Jan 22, 2015 · Amount on File |
| Deed Document Number | 20151859 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 554 N 81ST ST, SEATTLE, WA 98103-4304 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001033 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 20230525001033 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 554 N 81ST ST, SEATTLE, WA 98103-4304 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002045 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 20200709002045 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2040 |
The 2026 property tax bill for 554 N 81st St was $9,233.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,233.00 | ||
| 2025 | $869,000 (+23.61%) Land $556,000 Building $313,000 | $869,000 (+23.61%) Land $556,000 Building $313,000 | |
| 2024 | $7,055.00 | $703,000 Land $702,000 Building $1,000 | $703,000 Land $702,000 Building $1,000 |
| 2022 | $6,495.00 | $737,000 Land $618,000 Building $119,000 | $737,000 Land $618,000 Building $119,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 554 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 554 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 936 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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