King County property record for 712 N 81st St, Seattle, WA 98103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,210 sqft · built 1910 |
| Lot Size | 0.094 acres (4,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,500 (Mar 2006) |
| Tax Bill | $8,876 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 643000-0480 |
| Primary APN | 643000-0480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,210 sqft Living Area |
| Gross Area | 1,710 sqft |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 200 sqft |
| Unfinished Basement | 500 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 4,076 sqft (0.094 acres) |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Deck Area | 300 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 643000048006 |
|---|---|
| Street Address | 712 N 81ST ST |
| City | SEATTLE |
| State | WA |
| Zip | 98103-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | OSNERS 1ST ADD PCL D SEATTLE BLA #3024662 REC #20160817900010 SD BLA DAF LOTS 16 THRU 20 BLOCK 3 SD ADD |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 06 |
| Legal Subdivision | OSNERS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 16-17 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 2800 |
712 N 81st St is owned and occupied by an individual who bought it in March 2006.
Source: King County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 N 81ST ST, SEATTLE, WA 98103-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Mar 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Jan 31, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2006 · Amount on File |
| Deed Sale | Mar 10, 2006 · Amount on File |
| Prior Sale | Oct 5, 1983 |
| Deed Document Number | 20061940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 712 N 81ST ST, SEATTLE, WA 98103-4316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000001153 |
|---|---|
| Date | Jun 27, 2017 |
| Instrument | 20170627001153 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 712 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000001133 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 712 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316 |
| Document Number | 0000001133 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 202003201133 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 19, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jan 31, 2017 |
| Property Address | 712 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000816 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 201701310816 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 712 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316 |
The 2026 property tax bill for 712 N 81st St was $8,876.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,876.00 | ||
| 2025 | $833,000 (+9.03%) Land $626,000 Building $207,000 | $833,000 (+9.03%) Land $626,000 Building $207,000 | |
| 2024 | $7,616.00 | $764,000 Land $702,000 Building $62,000 | $764,000 Land $702,000 Building $62,000 |
| 2022 | $7,063.00 | $807,000 Land $618,000 Building $189,000 | $807,000 Land $618,000 Building $189,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 712 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 936 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband.
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