Madison County property record for 715 Chestnut St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 22,941 sqft |
| Owner | Company Name on File |
| Last Sale | $575,000 (Aug 2024) |
| Tax Bill | $6,695 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0001-0004 |
| Primary APN | B007-0001-0004 |
|---|---|
| Alternative APNs |
|
| Building Area | 22,941 sqft Total Area |
|---|---|
| Office | 22,941 sqft |
| Exterior Material | Other |
|---|---|
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 68773 |
|---|---|
| Street Address | 715 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DBA HOMETOWN INN (FKA KNIGHTS INN) |
| Legal Unit | 16 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11301 |
715 Chestnut St is owned by a company that bought it in August 2024 and is owner-occupied.
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 715 CHESTNUT ST, BEREA, KY 40403-1559 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Deed Document Number | 2014219564 |
| Deed Book / Page | D856 / 604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 8, 2026 |
| Property Address | 715 CHESTNUT ST, BEREA, KY 40403-1559 |
| Document Number | 0014374252 |
| Book / Page | 2499 / 83 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202614374252 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 715 CHESTNUT ST, BEREA, KY 40403-1559 |
| Document Number | 0014374252, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 2499/83 |
| Instrument | 202614374252 |
| Name | MONTICELLO BANKING COMPANY |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 2, 2041 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 715 Chestnut St was $6,695 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,695.00 Additional exemption filed | $710,000 | $710,000 |
| 2023 | $6,887.00 | $710,000 | $710,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 715 Chestnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 715 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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