Madison County property record for 711 Chestnut St, Berea, KY 40403
| Property Type | Commercial Office |
|---|---|
| Details | 5,518 sqft |
| Lot Size | 0.366 acres (15,943 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,000 (Sep 2023) |
| Tax Bill | $2,725 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B007-0001-0005-A |
| Primary APN | B007-0001-0005-A |
|---|---|
| Alternative APNs |
|
| Units | 4 Units |
|---|---|
| Building Area | 5,518 sqft Total Area |
| Office | 5,518 sqft |
| Lot Area | 15,943 sqft (0.366 acres) |
|---|---|
| Porch | Slab |
| Porch Area | 300 sqft |
| Account Number | 44567 |
|---|---|
| Street Address | 711 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1916 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | LOT B |
| Legal Subdivision | BOUNDARY SURVEY FOR PEOPLES BANK |
| Legal Lot Number | B |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11301 |
Source: Madison County records · APN B007-0001-0005-A
Assessment roll updated December 9, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Sep 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Commercial Mortgage KENTUCKY BANK |
| Oct 10, 2019 | Deed, Transfer · Commercial Mortgage NEXT GENERATION INVESTMENTS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 202314166858 |
| Deed Book / Page | 843 / 282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 06, 2026 |
| Property Address | 711 CHESTNUT ST, BEREA, KY 40403-1916 |
| Document Number | 0014336335 |
| Book / Page | 2457 / 421 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202614336335 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Document Number | 0014336335, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 2457/421 |
| Instrument | 202614336335 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 03, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 711 CHESTNUT ST, BEREA, KY 40403-1916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0M2260/506 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | M2260/506 |
| Instrument | 2014168259 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, KY 40336 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 08, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 711 CHESTNUT ST, BEREA, KY 40403-1916 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01999/247 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | M01999/247 |
| Instrument | 2014024875 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 10, 2019 |
| Property Address | 711 CHESTNUT ST, BEREA, KY 40403-1916 |
| Document Number | D00779/588 |
| Book / Page | D00779 / 588 |
| Map Reference | MB 6 PG 360 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 2014000413 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5668 SCAFFOLD CANE RD, 5668, MOUNT VERNON, KY 40456-7192 |
| Name | Verified Name |
|---|---|
| Address | 230 N 2ND ST, RICHMOND, KY 40475-1408 |
| Document Number | 2014000414 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 2014000414 |
| Name | NEXT GENERATION INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,725.00 (+6.03%) | $289,000 (+9.06%) | $289,000 (+9.06%) |
| 2023 | $2,570.00 | $265,000 | $265,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 208 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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