Madison County property record for 700 Chestnut St, Berea, KY 40403 · Last verified December 2025
| Property Type | Office Building |
|---|---|
| Details | 2,576 sqft · built 1975 |
| Owner | Company Name on File |
| Last Sale | $280,000 (Apr 2011) |
| Tax Bill | $2,310 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B001-0009-0015 |
| Primary APN | B001-0009-0015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,576 sqft Total Area |
| Office | 2,576 sqft |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Brick Veneer |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 56009 |
|---|---|
| Street Address | 700 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1558 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Office Building |
| Legal Description | (OFFICE/RETAIL) |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11201 |
Source: Madison County records · APN B001-0009-0015
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 700 CHESTNUT ST, BEREA, KY 40403-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Mar 25, 2022 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2011 · Amount on Record |
| Deed Sale | Apr 11, 2011 · Amount on Record |
| Deed Document Number | 0000731466 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 700 CHESTNUT ST, BEREA, KY 40403-1558 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M2229/191 |
|---|---|
| Date | Apr 21, 2023 |
| Book Page | M2229/191 |
| Instrument | 2014141459 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 19, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 700 CHESTNUT ST, BEREA, KY 40403-1558 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2145/280 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | M2145/280 |
| Instrument | 2014083355 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 21, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,310.00 (+5.87%) Additional exemption filed | $245,000 (+8.89%) | $245,000 (+8.89%) |
| 2023 | $2,182.00 | $225,000 | $225,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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