Madison County property record for 638 Chestnut St, Berea, KY 40403
| Property Type | Recreational/Entertainment (General) |
|---|---|
| Details | 2,650 sqft |
| Lot Size | 0.69 acres (30,078 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,100,000 (May 2026) |
| Tax Bill | $10,206 (2025) |
| Deeds & Mortgages | May 2026 Sale Jun 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B001-0009-0013 |
| Primary APN | B001-0009-0013 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,650 sqft Total Area |
| Office | 2,650 sqft |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Metal |
| Lot Area | 30,078 sqft (0.69 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 68767 |
|---|---|
| Street Address | 638 CHESTNUT ST |
| City | BEREA |
| State | KY |
| Zip | 40403-1556 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Recreational/Entertainment (General) |
| Legal Description | GOLD STAR CHILI |
| Legal Subdivision | ESTRIDGE COURT |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11201 |
Source: Madison County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 117 WARFIELD PT, GEORGETOWN, KY 40324-6148 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 4, 2026 | Deed, Transfer LAND GROUP TITLE |
| Jun 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SOUTH FINANCIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Deed Document Number | 202614344363 |
| Deed Book / Page | 882 / 232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 4, 2026 |
| Property Address | 638 CHESTNUT ST, BEREA, KY 40403-1556 |
| Document Number | 0014344363 |
| Book / Page | 882 / 232 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.14344363 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | LAND GROUP TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $111,100.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 117 WARFIELD PT, GEORGETOWN, KY 40324-6148 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 638 CHESTNUT ST, BEREA, KY 40403-1556 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M2166/554 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | M2166/554 |
| Instrument | 2014095488 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38134 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 9, 2037 |
| Rate | 3.99% |
|---|
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Berea Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,206.00 (-8.87%) | $856,250 (-) | $856,250 (-) |
| 2023 | $11,199.00 | $856,250 | $856,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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