7144 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 7144 Smith Rd, Gaines, MI 48436

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,766 sqft · built 1964
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-01-400-002`

Property Details

APN / Parcel Number

Primary APN	`01-01-400-002`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,766 sqft Living Area
1st Floor Area	1,926 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Bi-Level
Foundation Type	Raised
Lot Area	435,600 sqft (10 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7144 SMITH RD
City	GAINES
State	MI
Zip	48436-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	E 10 A OF SW 1/4 OF SE FR 1/4 SEC 1 T5N R5E 10 A
Legal Range	05E
Legal Township	05N
Legal Section	01
Jurisdiction	GENESEE MI
Township / Civil Division	ARGENTINE
Census Block Group	1
Census Block	1000
Census Tract	13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7144 SMITH RD, GAINES, MI 48436-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	7144 SMITH RD, GAINES, MI 48436-9750
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7144 SMITH RD, GAINES, MI 48436-9750

Mortgage

Document Number	0000037694
Date	Jun 21, 2023
Instrument	202306210037694

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Argentine Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,400 (+3.74%) Land $50,800 Building $165,600	$432,800 (+3.74%) Land $101,600 Building $331,200
2025	$4,530.00 (+3.35%) Homeowner's exemption	$208,600 (+17.26%)	$417,200 (+17.26%)
2024	$4,383.00 (+40.21%)
2023		$177,900	$355,800
2019	$3,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20