7095 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 7095 Smith Rd, Gaines, MI 48436 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1992
Square Footage2,482 sqft Living Area
Lot Size480,902 sqft (11 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2017)
Tax Bill$2,530.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-12-200-009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,482 sqft Living Area
1st Floor1,232 sqft 1st Floor
Basement Area1,232 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area480,902 sqft (11 acres)
Parking Spaces4 Parking Spaces
Garage Area1,152 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address7095 SMITH RD
CityGAINES
StateMI
Zip48436-9750
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PARCEL OF LAND BEG N 88 DEG 12 MIN E 1580 FT FROM N 1/4 COR OF SEC TH N 88 DEG 12 MIN E 260 FT TH S 0 DEG 44 MIN W 1850 FT
Legal Range05E
Legal Township05N
Legal Section12
JurisdictionGENESEE MI
Minor Civil DivisionARGENTINE
Census Blockgroup1
Census Block1044
Census Tract13001

Owner

Source: Genesee County records · APN 01-12-200-009

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7095 SMITH RD, GAINES, MI 48436-9750
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE 1 INC
Feb 06, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2017 · Amount on Record
Deed SaleFeb 06, 2017 · Amount on Record
Prior SaleDec 02, 2003 · Amount on Record
Deed Doc Number20176795
Prior Transfer DateApr 15, 2003
Prior Transfer Doc0000057449
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address7095 SMITH RD, GAINES, MI 48436-9750
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074669
DateNov 03, 2020
Instrument202011030074669
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateFeb 06, 2017
Property Address7095 SMITH RD, GAINES, MI 48436-9750
Document Number0000006795
Instrument DateJan 06, 2017
Instrument6795
Transaction TypeTransfer
Record UpdatedFeb 13, 2017
Title CompanySELECT TITLE SERVICES INC, SELECT TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,892.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address409 RIGGS ST FENTON MI 484302352, FENTON, MI 48430-2352

Mortgage

Document Number6796
DateFeb 06, 2017
Instrument6796
Lender
NameMORTGAGE 1 AT SUBURBAN
TypeMortgage Company
AddressSTERLING HEIGHTS, MI 48314
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 05, 2047

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,530.00 (-53.54%) Homeowner's exemption$205,300 (+15.73%)$410,600 (+15.73%)
2024$5,446.00 (+36.12%)
2023$177,400$354,800
2019$4,001.00

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