7185 Smith Rd, Gaines, MI 48436 Property Records

Genesee County property record for 7185 Smith Rd, Gaines, MI 48436 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1989
Square Footage2,622 sqft Living Area
Lot Size101,930 sqft (2.34 acres)
OccupancyOwner Occupied
Last Sale$171,000 (2008)
Tax Bill$2,258.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-12-200-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,622 sqft Living Area
1st Floor1,748 sqft 1st Floor
Basement Area1,748 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area101,930 sqft (2.34 acres)
Parking Spaces10 Parking Spaces
Garage Area2,928 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address7185 SMITH RD
CityGAINES
StateMI
Zip48436-9750
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionA PARCEL OF LAND BEG N 88 DEG 12 MIN E 720 FT FROM N 1/4 COR OF SEC TH N 88 DEG 12 MIN E 200 FT TH S 0 DEG 43 MIN 10 SEC W
Legal Range05E
Legal Township05N
Legal Section12
JurisdictionGENESEE MI
Minor Civil DivisionARGENTINE
Census Blockgroup1
Census Block1044
Census Tract13001

Owner

Source: Genesee County records · APN 01-12-200-002

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7185 SMITH RD, GAINES, MI 48436-9750
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
CONGRESSIONAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2008 · Amount on Record
Deed SaleAug 01, 2008 · Amount on Record
Prior SaleOct 23, 2007 · Amount on Record
Deed Doc Number200857184
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address7185 SMITH RD, GAINES, MI 48436-9750
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070522
DateOct 14, 2020
Instrument202010140070522
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address7185 SMITH RD, GAINES, MI 48436-9750
Document Number0000065849
Instrument DateOct 06, 2017
Transaction TypeMortgage
Record UpdatedOct 26, 2017
Title CompanyRESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7185 SMITH RD GAINES MI 484369750, GAINES, MI 48436-9750

Mortgage

Document Number0000065849
DateOct 13, 2017
Instrument65849
Lender
NameCONGRESSIONAL BK
TypeBank
AddressBETHESDA, MD 20817
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 12, 2027

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictLinden Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,258.00 (-54.05%) Homeowner's exemption$294,200 (+49.87%)$588,400 (+49.87%)
2024$4,914.00 (+37.61%)
2023$196,300$392,600
2019$3,571.00

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