Genesee County property record for 7047 Smith Rd, Gaines, MI 48436 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,627 sqft · built 1984 |
| Lot Size | 10.6 acres (461,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,000 (May 1999) |
| Tax Bill | $1,690 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 01-12-200-011 |
| Primary APN | 01-12-200-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,627 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 588 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 461,736 sqft (10.6 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7047 SMITH RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A PARCEL OF LAND BEG N 88 DEG 12 MIN E 2100 FT FROM N 1/4 COR OF SEC TH N 88 DEG 12 MIN E 260 FT TH S 0 DEG 44 MIN W 1750 FT |
| Legal Range | 05E |
| Legal Township | 05N |
| Legal Section | 12 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | ARGENTINE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 13001 |
Source: Genesee County records · APN 01-12-200-011
Assessment roll updated October 3, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7047 SMITH RD, GAINES, MI 48436-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 1999 · Amount on Record |
| Deed Sale | May 28, 1999 · Amount on Record |
| Deed Document Number | 199946361 |
| Deed Book / Page | 4169 / 378 |
| Last Transfer Date | Dec 10, 2013 |
| Transfer Doc | 0000120572 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 7047 SMITH RD, GAINES, MI 48436-9750 |
| Document Number | 0000090713 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7047 SMITH RD GAINES MI 484369750, GAINES, MI 48436-9750 |
| Document Number | 0000090713 |
|---|---|
| Date | Oct 03, 2018 |
| Instrument | 90713 |
| Name | FIFTH THIRD BK/ESTN MI |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Argentine Township |
| Unified School District | Linden Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,690.00 (-55.9%) Homeowner's exemption | $186,000 (+16.47%) | $372,000 (+16.47%) |
| 2024 | $3,832.00 (+43.41%) | ||
| 2023 | $159,700 | $319,400 | |
| 2019 | $2,672.00 |
Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490130011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| Frontier | DSL | 90 / 5 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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