Comanche County property record for 714 5th St, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,634 sqft · built 1930 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $728 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04N10W-31-2-50000-038-0005 |
| Primary APN | 04N10W-31-2-50000-038-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,498 sqft (0.241 acres) |
| Garage Type | Mixed |
| Garage Area | 1,287 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,413 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12766 |
|---|---|
| Street Address | 714 5TH ST |
| City | ELGIN |
| State | OK |
| Zip | 73538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELGIN BLK 38 LOTS 5-7 |
| Legal Range | 10W |
| Legal Township | 04N |
| Legal Section | 31 |
| Legal Subdivision | ELGIN |
| Legal Block | 38 |
| Legal Lot Number | 5-7 |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHEAST COMANCHE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 2101 |
Source: Comanche County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 511, ELGIN, OK 73538-0511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 27, 2007 |
| Transfer Doc | 05332/0067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 714 5TH ST, ELGIN, OK 73538 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 714 5TH ST, ELGIN, OK 73538 |
| Document Number | 008979/207 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 8979/207 |
| Instrument | 2022-000853 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.61% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Municipality | Elgin City |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,197 (-) Land $1,324 Building $6,873 | $72,861 (-43.96%) Land $11,769 Building $61,092 | |
| 2025 | $728.00 Homeowner's exemption | $8,197 (-) Land $1,112 Building $7,085 | $130,014 (+3.44%) Land $21,000 Building $109,014 |
| 2024 | $728.00 (+3.56%) Homeowner's exemption | $8,197 (+6.1%) Land $1,153 Building $7,044 | $125,688 (+21.54%) Land $26,500 Building $99,188 |
| 2023 | $703.00 Homeowner's exemption | $7,726 Land $1,008 Building $6,718 | $103,416 Land $15,125 Building $88,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 72% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN PWA serves 3,300 people · EPA ID OK2001610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 65 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Southwest Oklahoma Telephone Company Fiber | 1,000 / 750 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, TDS Telecom.
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