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405 5th St, Elgin, OK 73538 Property Records

Comanche County property record for 405 5th St, Elgin, OK 73538

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,320 sqft · built 1940
Lot Size0.294 acres (12,807 sqft)
OwnerIndividual Name on File
Last Sale$62,500 (Sep 2022)
Tax Bill$758 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Sep 2022 Sale
Flood ZoneZone X (minimal risk)
APN04N10W-31-2-50000-026-0016

Property Details

APN / Parcel Number

Primary APN04N10W-31-2-50000-026-0016
Alternative APN
  • 102657

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,320 sqft Living Area

Exterior

Year BuiltBuilt 1940
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialMetal
Lot Area12,807 sqft (0.294 acres)
PorchPorch
Porch Area410 sqft
Canopy300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number102657
Street Address405 5TH ST
CityELGIN
StateOK
Zip73538-9118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELGIN BLK 26 LOTS 16-18 & E 15' OF N 80' OF LOT 19
Legal Range10W
Legal Township04N
Legal Section31
Legal SubdivisionELGIN
Legal Block26
Legal Lot Number16-19
JurisdictionCOMANCHE OK
Township / Civil DivisionNORTHEAST COMANCHE
Census Block Group1
Census Block1027
Census Tract2101

Owner

Source: Comanche County records · APN 04N10W-31-2-50000-026-0016

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2270 WINTERCREEK CIR, BLANCHARD, OK 73010-4276
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2023Deed of Trust, Mortgage · Line of Credit
ARVEST BANK
Sep 01, 2022Warranty Deed, Transfer
OKLAHOMA FAMILY TITLE, OKLAHOMA FAMILY TITLE OKC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2022 · Amount on Record
Deed SaleSep 01, 2022 · Amount on Record
Deed Document Number2022-015513
Deed Book / Page9165 / 131
Record UpdatedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMANCHE OK
Property Address405 5TH ST, ELGIN, OK 73538-9118
Transaction TypeMortgage
Record UpdatedDec 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2270 WINTERCREEK CIR, BLANCHARD, OK 73010-4276
InvestorPossibly a Property Investor

Mortgage

Document Number0009368/72
DateJul 18, 2023
Book Page9368/72
Instrument2023-010342
Lender
NameARVEST BANK
TypeBank
AddressLAWTON, OK 73505
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOMANCHE OK
Recording DateSep 01, 2022
Property Address405 5TH ST, ELGIN, OK 73538-9118
Document Number009165/131
Book / Page9165 / 131
Instrument DateAug 30, 2022
Instrument2022-015513
Transaction TypeTransfer
Record UpdatedDec 19, 2023
Title CompanyOKLAHOMA FAMILY TITLE, OKLAHOMA FAMILY TITLE OKC

Transaction

AmountAmount Recorded
Tax$93.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Comanche County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyComanche County
MunicipalityElgin City
Unified School DistrictElgin Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$758.00 (-0.13%)$7,498 (-) Land $2,195 Building $5,303$121,574 (+4.17%) Land $24,800 Building $96,774
2024$759.00 (+6.9%)$7,498 (+10.26%) Land $2,159 Building $5,339$116,707 (+93.07%) Land $28,800 Building $87,907
2023$710.00$6,800 Land $2,025 Building $4,775$60,448 Land $18,000 Building $42,448

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hilliary Communications
Fiber		1,000 / 750
Verizon
Fixed Wireless		300 / 20

May also be available: AMG Technology Investment Group, TDS Telecom.

Based on FCC filings for 305 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemELGIN PWA
serves 3,300 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting65
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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