505 5th St, Elgin, OK 73538 Property Records

Comanche County property record for 505 5th St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,656 sqft · built 2019
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (May 2020)
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Sep 2019 Construction Loan May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-025-0017`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-025-0017`
Alternative APNs	`050000-0250017-00000` `160044049` `44049`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Mobile Home
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Built-in
Garage Area	670 sqft
Porch	Porch
Porch Area	162 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44049
Old Parcel Number	160044049
Street Address	505 5TH ST
City	ELGIN
State	OK
Zip	73538-9215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN BLK 25 LOTS 17-19
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Quarter	NW
Legal Subdivision	ELGIN
Legal Block	25
Legal Lot Number	17-19 18
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1050
Census Tract	2101

Owner

Source: Comanche County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	505 5TH ST, ELGIN, OK 73538-9215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Construction Mortgage ALL AMERICA BANK
May 26, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Deed Document Number	2020-006943
Deed Book / Page	8479 / 98
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	505 5TH ST, ELGIN, OK 73538-9215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8318/267
Date	Sep 5, 2019
Book Page	8318/267
Instrument	2019-012698

Lender

Name	ALL AMERICA BANK
Type	Bank
Address	MEDICINE PARK, OK 73557

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 28, 2020

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 26, 2020
Property Address	505 5TH ST, ELGIN, OK 73538-9215
Document Number	0008479/98
Book / Page	8479 / 98
Instrument Date	May 22, 2020
Instrument	2020-006943
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2022
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 5TH ST, ELGIN, OK 73538-9215

Mortgage

Document Number	2020006945
Date	May 26, 2020
Instrument	2020-006945

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00	$25,245 (+%) Land $2,046 Building $23,199	$266,497 (+3.97%) Land $21,000 Building $245,497
2024	$2,554.00 (+6.77%)	$25,244 (+10.25%) Land $2,207 Building $23,037	$256,321 (+25.94%) Land $26,500 Building $229,821
2023	$2,392.00	$22,898 Land $1,702 Building $21,196	$203,532 Land $15,125 Building $188,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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