610 5th St, Elgin, OK 73538 Property Records

Comanche County property record for 610 5th St, Elgin, OK 73538

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1950
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,053 (Jan 2023)
Tax Bill	$2,246 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04N10W-31-2-50000-037-0006`

Property Details

APN / Parcel Number

Primary APN	`04N10W-31-2-50000-037-0006`
Alternative APNs	`050000-0370006-00000` `160042625` `42625`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Canopy	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42625
Street Address	610 5TH ST
City	ELGIN
State	OK
Zip	73538-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELGIN BLK 37 LOTS 6-7
Legal Range	10W
Legal Township	04N
Legal Section	31
Legal Subdivision	ELGIN
Legal Block	37
Legal Lot Number	6,7
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	1
Census Block	1052
Census Tract	2101

Owner

Source: Comanche County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	610 5TH ST, ELGIN, OK 73538-9218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Correction Deed TITLE AND CLOSING INC, TITLE & CLOSING LLC
Jan 10, 2023	Warranty Deed, Transfer · FHA Mortgage BOC BANK
May 28, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 28, 2019	Intrafamily Transfer, Transfer SOVEREIGN TITLE SERVICES, SOVEREIGN TITLE SERVICS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2023 · Amount on Record
Deed Sale	Jan 20, 2023 · Amount on Record
Prior Sale	Jan 10, 2023 · Amount on Record
Deed Document Number	2023905
Deed Book / Page	9250 / 104
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	008252/119
Record Updated	Oct 29, 2026

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 20, 2023
Property Address	610 5TH ST, ELGIN, OK 73538-9218
Document Number	009250/104
Book / Page	9250 / 104
Instrument Date	Dec 5, 2022
Instrument	2023-000905
Record Updated	Feb 1, 2023
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 5TH ST, ELGIN, OK 73538-9218

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jan 10, 2023
Property Address	610 5TH ST, ELGIN, OK 73538-9218
Document Number	0009245/46
Book / Page	9245 / 46
Instrument Date	Dec 5, 2022
Instrument	2023-000395
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 5TH ST, ELGIN, OK 73538-9218

Mortgage

Document Number	2023000396
Date	Jan 10, 2023
Instrument	2023-000396

Lender

Name	BOC BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	May 28, 2019
Property Address	610 5TH ST, ELGIN, OK 73538-9218
Document Number	008252/120
Book / Page	8252 / 120
Instrument Date	May 24, 2019
Instrument	2019-007117
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	SOVEREIGN TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$266.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 5TH ST, ELGIN, OK 73538-9218

Mortgage

Document Number	2019007118
Date	May 28, 2019
Instrument	2019-007118

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMANCHE OK
Recording Date	May 28, 2019
Property Address	610 5TH ST, ELGIN, OK 73538-9218
Document Number	008252/119
Book / Page	8252 / 119
Instrument Date	May 21, 2019
Instrument	2019-007116
Transaction Type	Transfer
Record Updated	Feb 1, 2023
Title Company	SOVEREIGN TITLE SERVICES, SOVEREIGN TITLE SERVICS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Elgin City
Unified School District	Elgin Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,201 (-) Land $1,575 Building $20,626	$197,344 (-) Land $14,000 Building $183,344
2025	$2,246.00	$22,201 (+1.14%) Land $1,575 Building $20,626	$197,344 (+1.15%) Land $14,000 Building $183,344
2024	$2,246.00 (+9.99%)	$21,950 (+12.26%) Land $2,363 Building $19,587	$195,105 (+0.26%) Land $21,000 Building $174,105
2023	$2,042.00	$19,552 Land $1,181 Building $18,371	$194,592 Land $10,500 Building $184,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · lower than 72% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN PWA serves 3,300 people · EPA ID OK2001610
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber	1,000 / 750
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, TDS Telecom.

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