714 2nd St N, Tower, MN 55790 Property Records

St. Louis County property record for 714 2nd St N, Tower, MN 55790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 768 sqft · built 1976
Lot Size	0.16 acres (6,998 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Jun 2025)
Tax Bill	$810 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`080-0010-04070`

Property Details

APN / Parcel Number

Primary APN	`080-0010-04070`
Alternative APNs	`1106309` `1183565`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,998 sqft (0.16 acres)
Garage Area	768 sqft
Deck Area	8 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1183565
Street Address	714 2ND ST N
City	TOWER
State	MN
Zip	55790-0006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:032 SERIAL #
Legal Subdivision	TOWER
Legal Block	32
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2035
Census Tract	15402

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 344, TOWER, MN 55790-0344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Contract Sale, Transfer · Land Contract NOT AVAILABLE
Mar 24, 2021	Warranty Deed, Transfer NORTHEAST TITLE COMPANY
Jun 16, 2017	Warranty Deed, Transfer UP N TITLE LLC
Jun 16, 2017	Quit Claim Deed, Transfer UP N TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Dec 7, 2023 · Amount on Record
Deed Document Number	20251091054
Prior Transfer Date	Nov 15, 1999
Prior Transfer Doc	0000853485
Record Updated	Sep 20, 2026

December 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	ST LOUIS MN
Recording Date	Dec 7, 2023
Property Address	714 2ND ST N, TOWER, MN 55790-0006
Document Number	0001075054
Instrument Date	Nov 30, 2023
Instrument	1075054
Transaction Type	Transfer
Record Updated	Jan 22, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1784 WAKELY RD, COOK, MN 55723-8000

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Dec 7, 2023

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 24, 2021
Property Address	714 2ND ST N, TOWER, MN 55790-0006
Document Number	0001038232
Instrument Date	Mar 10, 2021
Instrument	1038232
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$26.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1169 LOST LAKE RD, TOWER, MN 55790-8048
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 16, 2017
Property Address	714 2ND ST N, TOWER, MN 55790-0006
Document Number	000T986053
Instrument Date	May 17, 2017
Instrument	T986053
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$20.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 803 TOWER MN 557900803, TOWER, MN 55790-0803

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 16, 2017
Property Address	714 2ND ST N, TOWER, MN 55790-0006
Document Number	000T986051
Instrument Date	May 15, 2017
Instrument	T986051
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	UP N TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	712 N SECOND ST TOWER MN 55790, TOWER, MN 55790

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$810.00 (-58.03%) Homeowner's exemption
2025	$1,930.00 (+99.79%)	$128,600 (+19.85%) Land $6,000 Building $122,600	$128,600 (+19.85%) Land $6,000 Building $122,600
2024		$107,300 (+133.77%) Land $6,000 Building $101,300	$107,300 (+133.77%) Land $6,000 Building $101,300
2023	$966.00
2022		$45,900 Land $5,400 Building $40,500	$45,900 Land $5,400 Building $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Tower serves 426 people · EPA ID MN1690051
Water Source	Purchased groundwater influenced by surface water from Breitung
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	2.37 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Telephone Company.

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