708 2nd St N, Tower, MN 55790 Property Records

St. Louis County property record for 708 2nd St N, Tower, MN 55790

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 992 sqft
Lot Size0.16 acres (6,998 sqft)
OwnerIndividual Name on Record
Last Sale$51,000 (Mar 2006)
Tax Bill$392 (2026)
Deeds & MortgagesFeb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN080-0010-04030

Property Details

APN / Parcel Number

Primary APN080-0010-04030
Alternative APN
  • 798623

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area992 sqft Gross Area
1st Floor Area992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRanch
Exterior MaterialComposition/Composite
Construction TypeFrame
Lot Area6,998 sqft (0.16 acres)
Garage Area560 sqft
Deck Area128 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil

Location & Zoning

Account Number798623
Street Address708 2ND ST N
CityTOWER
StateMN
Zip55790-0006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0004 BLOCK:032 SERIAL #
Legal SubdivisionTOWER
Legal Block32
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionTOWER
Census Block Group2
Census Block2035
Census Tract15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address708 2ND ST N, TOWER, MN 55790-0006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 3, 2006 · Amount on Record
Deed SaleMar 3, 2006 · Amount on Record
Deed Document Number20061011689
Last Transfer DateJan 23, 2007
Transfer Doc0001183394
Record UpdatedSep 20, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address708 2ND ST N, TOWER, MN 55790-0006
Document Number00A1328667
Instrument DateFeb 26, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00A1328667
DateMar 2, 2018
InstrumentA1328667
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
AddressAURORA, MN 55705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMar 1, 2021
Interest
Rate TypeFixed Rate
Rate5.75%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityTower City
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392.00 (-11.31%) Homeowner's exemption
2025$442.00 (-20.5%) Homeowner's exemption$83,300 (+6.52%) Land $6,000 Building $77,300$83,300 (+6.52%) Land $6,000 Building $77,300
2024$556.00$78,200 (+31.87%) Land $6,000 Building $72,200$78,200 (+31.87%) Land $6,000 Building $72,200
2022$59,300 Land $5,400 Building $53,900$59,300 Land $5,400 Building $53,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTower
serves 426 people · EPA ID MN1690051
Water SourcePurchased groundwater influenced by surface water from Breitung
Last State InspectionMar 2026
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper2.37 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 350
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: CTC.

Nearby Properties on 2nd St N

Nearby Streets

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