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713 2nd St N, Tower, MN 55790 Property Records

St. Louis County property record for 713 2nd St N, Tower, MN 55790

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,110 sqft · built 1955
Lot Size0.16 acres (6,998 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Nov 2021)
Tax Bill$1,242 (2026)
Deeds & MortgagesNov 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN080-0010-03930

Property Details

APN / Parcel Number

Primary APN080-0010-03930
Alternative APN
  • 1121441

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,110 sqft Gross Area
1st Floor Area888 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialMetal
Construction TypeFrame
Lot Area6,998 sqft (0.16 acres)
Garage Area720 sqft
Deck Area100 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil

Location & Zoning

Account Number1121441
Street Address713 2ND ST N
CityTOWER
StateMN
Zip55790-0006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0010 BLOCK:031 SERIAL #
Legal SubdivisionTOWER
Legal Block31
Legal Lot Number10
JurisdictionST LOUIS MN
Township / Civil DivisionTOWER
Census Block Group2
Census Block2036
Census Tract15402

Owner

713 2nd St N is owned and occupied by an individual who acquired it in December 2025.

Source: St. Louis County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address1150 LAGOON RD, TOWER, MN 55790-8138
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2021 · Amount on File
Deed SaleNov 24, 2021 · Amount on File
Prior SaleNov 1, 2013 · Amount on File
Deed Document Number20211430810
Last Transfer DateDec 18, 2025
Transfer Doc0001524731
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateNov 24, 2021
Property Address713 2ND ST N, TOWER, MN 55790-0006
Document Number0001430810
Instrument DateNov 15, 2021
Instrument1430810
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$412.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1150 LAGOON RD, TOWER, MN 55790-8138

Mortgage

Document Number0001430812
DateNov 24, 2021
Instrument1430812
Lender
NameEMBARRASS VERMILLION FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueNov 15, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 713 2nd St N was $1,242 with a homeowner's exemption, up 20.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityTower City
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,242.00 (+20.58%) Homeowner's exemption
2025$1,030.00 (-14.17%) Homeowner's exemption$138,700 (+13.5%) Land $6,000 Building $132,700$138,700 (+13.5%) Land $6,000 Building $132,700
2024$1,200.00$122,200 Land $6,000 Building $116,200$122,200 Land $6,000 Building $116,200
2022$92,300 Land $5,400 Building $86,900$92,300 Land $5,400 Building $86,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 713 2nd St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 713 2nd St N is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTower
serves 426 people · EPA ID MN1690051
Water SourcePurchased groundwater influenced by surface water from Breitung
Last State InspectionMar 2026
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper2.37 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable		2,000 / 350
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CTC.

Nearby Properties on 2nd St N

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