704 2nd St N, Tower, MN 55790 Property Records

St. Louis County property record for 704 2nd St N, Tower, MN 55790 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,120 sqft
Lot Size	0.16 acres (6,998 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Aug 2024)
Tax Bill	$1,160 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-0010-04010`

Property Details

APN / Parcel Number

Primary APN	`080-0010-04010`
Alternative APNs	`1103404` `1169760`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Gross Area
1st Floor Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	6,998 sqft (0.16 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1169760
Street Address	704 2ND ST N
City	TOWER
State	MN
Zip	55790-0006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0002 BLOCK:032 SERIAL #
Legal Subdivision	TOWER
Legal Block	32
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	TOWER
Census Block Group	2
Census Block	2035
Census Tract	15402

Owner

Source: St. Louis County records · APN 080-0010-04010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 2ND ST N, TOWER, MN 55790-0006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2024 · Amount on Record
Deed Sale	Aug 13, 2024 · Amount on Record
Prior Sale	Jan 15, 2021 · Amount on Record
Deed Document Number	20241493377
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 15, 2021
Property Address	704 2ND ST N, TOWER, MN 55790-0006
Document Number	00A1401224
Instrument Date	Dec 30, 2020
Instrument	A1401224
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 N SECOND ST TOWER MN 557902106, TOWER, MN 55790-2106

Mortgage

Document Number	A1401225
Date	Jan 15, 2021
Instrument	A1401225

Lender

Name	ACCUNET MTG LLC
Address	WAUKESHA, WI 53188

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Tower City
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,160.00 (+3.2%) Homeowner's exemption
2025	$1,124.00 (-13%) Homeowner's exemption	$131,400 (+5.8%) Land $6,000 Building $125,400	$131,400 (+5.8%) Land $6,000 Building $125,400
2024	$1,292.00	$124,200 (+32.41%) Land $6,000 Building $118,200	$124,200 (+32.41%) Land $6,000 Building $118,200
2022		$93,800 Land $5,400 Building $88,400	$93,800 Land $5,400 Building $88,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 70% of Minnesota
Wildfire Likelihood	About 1 in 2,174 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.