714 Ridge Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 714 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms3 Beds
Bathrooms5 Baths
Year BuiltBuilt 2004
Square Footage1,391 sqft Living Area
Lot Size6,970 sqft (0.16 acres)
Garage572 sqft
OccupancyOwner Occupied
Tax Bill$4,636.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-20-301-012-101
Alternative APN
  • 08-20-301-012-000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area1,391 sqft Living Area
1st Floor1,391 sqft 1st Floor
Basement Area1,391 sqft Basement
Unfinished Basement1,391 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment Style
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area6,970 sqft (0.16 acres)
DrivewayDriveway Concrete
Driveway Area120 sqft Driveway
Garage Area572 sqft Garage

Exterior Amenities

Deck Area168 sqft Deck
Patio Area216 sqft Patio
Porch1 Porch
Porch Area168 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address714 RIDGE RD
CityWATERLOO
StateIL
Zip62298-3161
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT A VILLA 9 LOT 12 EAST RIDGE 8
Legal Range09W
Legal Township02S
Legal Section20
Legal SubdivisionEAST RIDGE
Legal Lot Number12
Legal UnitA
JurisdictionMONROE IL
Minor Civil Division26
Census Blockgroup1
Census Block1000
Census Tract600401

Owner

Source: Monroe County records · APN 08-20-301-012-101

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address714 RIDGE RD, WATERLOO, IL 62298-3161
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 30, 2024
Transfer Doc0000434329
Record RefreshedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address714 RIDGE RD, WATERLOO, IL 62298-3161
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000398851
DateNov 20, 2018
Instrument398851
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$89,790 (+14.43%) Land $15,980 Building $73,810$269,370 (+14.43%) Land $47,940 Building $221,430
2024$4,636.00
2022Homeowner's exemption Additional exemption filed$78,470 Land $14,890 Building $63,580$235,410 Land $44,670 Building $190,740

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