Carteret County property record for 7124 Canal Dr, Emerald Isle, NC 28594
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,488 sqft · built 2003 |
| Lot Size | 1.18 acres (51,662 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,112 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 5394.19.60.0843000 |
| Primary APN | 5394.19.60.0843000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,488 sqft Heated Area |
| Gross Area | 2,639 sqft |
| 1st Floor Area | 630 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 51,662 sqft (1.18 acres) |
| Lot Dimensions | 300 ft deep x 30 ft wide |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 127 sqft |
| Utility Building | 64 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 62887 |
|---|---|
| Street Address | 7124 CANAL DR |
| City | EMERALD ISLE |
| State | NC |
| Zip | 28594-3111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 OF L61 BH ARCHERS POINT |
| Legal Subdivision | ARCHERS POINT |
| Legal Block | 60 |
| Legal Lot Number | 1,61 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 970903 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 225 E STEEPLE CHASE RD, GREENSBORO, NC 27406-9118 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jun 25, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 7124 CANAL DR, EMERALD ISLE, NC 28594-3111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016960076 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 1696/76 |
| Instrument | 1696076 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 7124 CANAL DR, EMERALD ISLE, NC 28594-3111 |
| Document Number | 0016120185 |
| Instrument Date | Jun 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7124 CANAL DR EMERALD ISLE NC 285943111, EMERALD ISLE, NC 28594-3111 |
| Document Number | 0016120185 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 001612/000185 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27410-4884 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Emerald Isle Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,115,009 (-) Land $409,157 Building $705,852 | $1,115,009 (-) Land $409,157 Building $705,852 | |
| 2025 | $4,112.00 (-12.84%) | $1,115,009 (+21.85%) Land $409,157 Building $705,852 | $1,115,009 (+21.85%) Land $409,157 Building $705,852 |
| 2023 | $915,050 Land $543,089 Building $371,961 | $915,050 Land $543,089 Building $371,961 | |
| 2022 | $4,718.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 760 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 965 units insured incl. 205 condo units |
| Nearby Flood Claims | 1,172 (1982–2024) |
| Claims Outside the SFHA | 778 of 1,172 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures